8178 Two Winds, San Antonio, TX 78255 Property Records

Bexar County property record for 8178 Two Winds, San Antonio, TX 78255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2015
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Jun 2023)
Tax Bill	$7,982 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04712-337-0070`

Property Details

APN / Parcel Number

Primary APN	`04712-337-0070`
Alternative APN	`1200181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8178 TWO WINDS
City	SAN ANTONIO
State	TX
Zip	78255-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4712C (TWO CREEKS UT-11), BLOCK 37 LOT 7 2014- NEW PER PLAT 9661/41-52 FILED 11-6-13
Legal Subdivision	CB 4712C (TWO CREEKS UT-11)
Legal Tract	7
Legal Block	37
Legal Lot Number	7
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	3
Census Block	3024
Census Tract	182102

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Jun 28, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2017	Vendor's Lien, Subdivision Related Transfer · ARM RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	2023116689
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024919
Date	Feb 14, 2023
Instrument	20230024919

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jun 28, 2023
Property Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515
Document Number	0000116689
Map Reference	VOL 9661 PG 41-43
Instrument Date	Jun 27, 2023
Instrument	20230116689
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PRESERVE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515

Mortgage

Document Number	0000116690
Date	Jun 28, 2023
Instrument	20230116690

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Nov 20, 2017
Property Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515
Document Number	0000229103
Book / Page	18856 / 1117
Map Reference	VOL9661 PG41-43
Instrument Date	Nov 17, 2017
Instrument	20170229103
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 W 50 N # N205, 460, SALT LAKE CITY, UT 84101-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	8178 TWO WINDS, SAN ANTONIO, TX 78255-3515

Mortgage

Document Number	0000229104
Date	Nov 20, 2017
Instrument	20170229104

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,982.00 (+5.97%)	$439,510 (+8.03%) Land $112,320 Building $327,190	$439,510 (+8.03%) Land $112,320 Building $327,190
2024	$7,532.00 (+140.56%)
2023	$3,131.00 (-35.75%) Homeowner's exemption Senior Citizen's exemption	$406,830 (+7.08%) Land $112,320 Building $294,510	$406,830 (+7.08%) Land $112,320 Building $294,510
2022	$4,873.00 Homeowner's exemption Senior Citizen's exemption	$379,940 Land $89,120 Building $290,820	$379,940 Land $89,120 Building $290,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1987–2002)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 3 claims Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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