8178 Ash Ridge Ln, Findlay, OH 45840 Property Records

Hancock County property record for 8178 Ash Ridge Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,758 sqft · built 2015
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2018)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-12-021.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-12-021.000`
Alternative APN	`330001025139`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,758 sqft Living Area
1st Floor Area	1,350 sqft
2nd Floor Area	1,408 sqft
Basement Area	1,350 sqft
Finished Basement	1,320 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	894 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	14 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8178 ASH RIDGE LN
City	FINDLAY
State	OH
Zip	45840-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 5TH ADD LOT 296
Legal Subdivision	FOREST LAKE
Legal Lot Number	296
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4039
Census Tract	200

Owner

8178 Ash Ridge Ln is owned and occupied by an individual who bought it in October 2018.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Jul 6, 2016 · Amount on File
Deed Document Number	20188645
Deed Book / Page	2546 / 2310
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2023
Property Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030
Document Number	02602/3444
Book / Page	2602 / 3444
Instrument Date	Apr 16, 2023
Instrument	202300002692
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030

Mortgage

Document Number	202300002693
Date	Apr 28, 2023
Instrument	202300002693

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 1, 2022
Property Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030
Document Number	02591/2749
Book / Page	2591 / 2749
Instrument Date	Jan 20, 2022
Instrument	202200000998
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	81 78 ASH RIDGE LANE, FINDLAY, OH 45840

Mortgage

Document Number	202200000999
Date	Feb 1, 2022
Instrument	202200000999

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 16, 2018
Property Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030
Document Number	2546/2310
Book / Page	2546 / 2310
Instrument Date	Jun 28, 2018
Instrument	201800008645
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8178 ASH RIDGE LN, FINDLAY, OH 45840-8030

Mortgage

Document Number	201800008646
Date	Oct 16, 2018
Instrument	201800008646

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8178 Ash Ridge Ln was $4,727 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00	$154,060 Land $24,510 Building $129,550	$440,190 Land $70,040 Building $370,150
2023	$5,045.00 Homeowner's exemption	$141,340 Land $22,490 Building $118,850
2022			$403,840 Land $64,260 Building $339,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8178 Ash Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8178 Ash Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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