8177 Gray Ct, Arvada, CO 80003 Property Records

Jefferson County property record for 8177 Gray Ct, Arvada, CO 80003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,548 sqft · built 1995
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Apr 2002)
Tax Bill	$4,417 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-254-15-272`

Property Details

APN / Parcel Number

Primary APN	`29-254-15-272`
Alternative APNs	`300412946` `412946`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	4,308 sqft
1st Floor Area	1,316 sqft
2nd Floor Area	1,232 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300412946
Street Address	8177 GRAY CT
City	ARVADA
State	CO
Zip	80003-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 02 RANGE 69 QTR SE SUBDIVISIONCD 040300 SUBDIVISIONNAME ARBOR ESTATES FLG NO 1 BLOCK LOT 0027 SIZE: 7585 TRACT VALUE: .174
Legal Range	69W
Legal Township	02S
Legal Section	25
Legal Subdivision	ARBOR ESTATES FLG NO 1
Legal Lot Number	27
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1007
Census Tract	9832

Owner

8177 Gray Ct is owned and occupied by two individuals who bought it in April 2002.

Source: Jefferson County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8177 GRAY CT, ARVADA, CO 80003-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 11, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2002 · Amount on File
Deed Sale	Apr 1, 2002 · Amount on File
Prior Sale	Dec 11, 2000 · Amount on File
Deed Document Number	20021454380
Prior Transfer Date	Jul 13, 2000
Prior Transfer Doc	0001105944
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Recording Date	May 18, 2026
Property Address	8177 GRAY CT, ARVADA, CO 80003-1837
Document Number	0000032811
Instrument Date	May 9, 2026
Instrument	202632811
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8177 GRAY CT, ARVADA, CO 80003-1837

Mortgage

Document Number	0000032811,
Date	May 18, 2026
Instrument	202632811

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8177 GRAY CT, ARVADA, CO 80003-1837
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011146
Date	Jan 21, 2021
Instrument	2021011146

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8177 GRAY CT, ARVADA, CO 80003-1837
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012182
Date	Jan 27, 2022
Instrument	2022012182

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8177 GRAY CT, ARVADA, CO 80003-1837
Document Number	0000086442
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8177 GRAY CT ARVADA CO 800031837, ARVADA, CO 80003-1837

Mortgage

Document Number	0000086442
Date	Sep 20, 2018
Instrument	86442

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2033

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	8177 GRAY CT, ARVADA, CO 80003-1837
Document Number	0000018806
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8177 GRAY CT ARVADA CO 800031837, ARVADA, CO 80003-1837

Mortgage

Document Number	0000018806
Date	Feb 17, 2017
Instrument	18806

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 16, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8177 Gray Ct was $4,417.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,417.00	$42,840 Land $12,007 Building $30,833	$685,443 Land $192,114 Building $493,329
2023	$3,927.00	$40,487 Land $12,169 Building $28,318	$659,284 Land $181,625 Building $477,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8177 Gray Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8177 Gray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Aerux Broadband, T-Mobile.

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