8176 SW Loop Dr, Port Orchard, WA 98367 Property Records

Kitsap County property record for 8176 SW Loop Dr, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,876 sqft · built 1962
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Tax Bill	$5,017 (2026)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Sep 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4857-001-023-0007`

Property Details

APN / Parcel Number

Primary APN	`4857-001-023-0007`
Alternative APN	`1796671`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	2,108 sqft
2nd Floor Area	768 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Width	140 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	192 sqft
Patio Area	754 sqft
Canopy	264 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	8176 SW LOOP DR
City	PORT ORCHARD
State	WA
Zip	98367-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK 001 LOTS 23 & 24, WYE LAKE NO. 2, AS PER PLAT RECORDED IN VOLUME 9 OF PLATS, PAGES 12, 13, 14 AND 15, RECORDS OF KITSAP COUNTY
Legal Range	1W
Legal Township	22
Legal Section	02
Legal Subdivision	WYE LAKE
Legal Tract	C
Legal Block	001
Legal Lot Number	23,24
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2005
Census Tract	92901

Owner

8176 SW Loop Dr is owned and occupied by an individual who acquired it in April 2007.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Sep 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 13, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 13, 2018	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2007
Transfer Doc	0000000112
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LAND TITLE CO SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0000000180
Date	Sep 28, 2021
Instrument	202109280180

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	773 Months
Due	Feb 10, 2086

Interest

Rate Type	Fixed Rate
Rate	3.04%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	LIBOR

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	LAND TITLE CO SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0000000181
Date	Sep 28, 2021
Instrument	202109280181

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	773 Months
Due	Feb 10, 2086

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Document Number	0008060152
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8176 SW LOOP DR PORT ORCHARD WA 983679221, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0008060152
Date	Aug 6, 2020
Instrument	202008060152

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Aug 5, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.21%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Document Number	0008060153
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8176 SW LOOP DR PORT ORCHARD WA 983679221, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0008060153
Date	Aug 6, 2020
Instrument	202008060153

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Aug 5, 2086

Interest

Rate Type	Adjustable Rate
Rate	3.21%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Document Number	0010190176
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LAND TITLE COMPANY-SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8176 SW LOOP DR PORT ORCHARD WA 983679221, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0010190176
Date	Oct 19, 2018
Instrument	201810190176

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Oct 18, 2086

Interest

Rate Type	Adjustable Rate
Rate	5.2%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	8176 SW LOOP DR, PORT ORCHARD, WA 98367-9221
Document Number	0010190175
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	LAND TITLE COMPANY-SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8176 SW LOOP DR PORT ORCHARD WA 983679221, PORT ORCHARD, WA 98367-9221

Mortgage

Document Number	0010190175
Date	Oct 19, 2018
Instrument	201810190175

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Oct 18, 2086

Interest

Rate Type	Adjustable Rate
Rate	5.2%

Tax Assessment & Valuation

The 2026 property tax bill for 8176 SW Loop Dr was $5,017.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$605,770 (+5.91%) Land $169,250 Building $436,520	$605,770 (+5.91%) Land $169,250 Building $436,520
2026	$5,017.00	$571,980 Land $145,410 Building $426,570	$571,980 Land $145,410 Building $426,570
2024	$4,706.00 (+0.62%)	$571,980 (-) Land $145,410 Building $426,570	$571,980 (-) Land $145,410 Building $426,570
2023	$4,677.00	$571,980 Land $145,410 Building $426,570	$571,980 Land $145,410 Building $426,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8176 SW Loop Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8176 SW Loop Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYE LAKE ACREAGES private · serves 175 people · EPA ID WA5398684
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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