8176 Glen Junction Rd, Cotton, MN 55724 Property Records

St. Louis County property record for 8176 Glen Junction Rd, Cotton, MN 55724

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft
Lot Size	11.3 acres (493,970 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Nov 2014)
Tax Bill	$2,396 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`305-0020-03240`

Property Details

APN / Parcel Number

Primary APN	`305-0020-03240`
Alternative APN	`979138`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,584 sqft Gross Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	493,970 sqft (11.3 acres)
Garage Area	3,456 sqft
Porch	Slab
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	979138
Street Address	8176 GLEN JUNCTION RD
City	COTTON
State	MN
Zip	55724-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT 6 EX W 1/2 SERIAL #
Legal Range	17W
Legal Township	54N
Legal Section	18
Legal Subdivision	COTTON TOWN OF
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	COTTON
Census Block Group	1
Census Block	1179
Census Tract	11402

Owner

8176 Glen Junction Rd is owned and occupied by two individuals who bought it in November 2014.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8176 GLEN JUNCTION RD, COTTON, MN 55724-8010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FIN'L FLCA
Jul 7, 2017	Deed of Trust, Mortgage CU MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2014 · Amount on File
Deed Sale	Nov 3, 2014 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	2014950782
Prior Transfer Date	Nov 18, 2004
Prior Transfer Doc	0000788989
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8176 GLEN JUNCTION RD, COTTON, MN 55724-8010
Document Number	00T1029793
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8176 GLEN JUNCTION RD COTTON MN 557248010, COTTON, MN 55724-8010

Mortgage

Document Number	00T1029793
Date	Oct 1, 2020
Instrument	T1029793

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8176 GLEN JUNCTION RD, COTTON, MN 55724-8010
Document Number	000T987115
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8176 GLEN JUNCTION RD COTTON MN 557248010, COTTON, MN 55724-8010

Mortgage

Document Number	000T987115
Date	Jul 12, 2017
Instrument	T987115

Lender

Name	CU MTG SVC
Address	NEW BRIGHTON, MN 55112

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 11, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 8176 Glen Junction Rd was $2,396 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Cotton Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,396.00 (+10.11%) Homeowner's exemption
2025	$2,176.00 (-11.11%) Homeowner's exemption	$302,100 (+4.03%) Land $55,400 Building $246,700	$302,100 (+4.03%) Land $55,400 Building $246,700
2024	$2,448.00	$290,400 Land $54,100 Building $236,300	$290,400 Land $54,100 Building $236,300
2022		$99,400 Land $44,200 Building $55,200	$99,400 Land $44,200 Building $55,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8176 Glen Junction Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8176 Glen Junction Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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