8172 Thornton St, Locust, NC 28097 Property Records

Cabarrus County property record for 8172 Thornton St, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,018 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Jul 2021)
Tax Bill	$2,785 (2023)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09012A0209.000000`

Property Details

APN / Parcel Number

Primary APN	`09012A0209.000000`
Alternative APNs	`5576 27 8045` `118207` `147827`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	872 sqft
Upper Floors Area	1,146 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	592 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Patio Area	160 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	147827
Street Address	8172 THORNTON ST
City	LOCUST
State	NC
Zip	28097-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 209 MEADOWCREEK
Legal Subdivision	MEADOWCREEK VILLAGE
Legal Lot Number	209
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2041
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2021	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Sep 15, 2017	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Book / Page	15369 / 71
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	8172 THORNTON ST, LOCUST, NC 28097-4511
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001460488
Date	Oct 22, 2020
Book Page	14604/88

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	7500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 29, 2021
Property Address	8172 THORNTON ST, LOCUST, NC 28097-4511
Document Number	0001536971
Book / Page	15369 / 71
Map Reference	MB 54 PG 43
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8617 OLDENBURG DRIVE, 8617, LOCUST, NC 28097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 15, 2017
Property Address	8172 THORNTON ST, LOCUST, NC 28097-4511
Document Number	1267767
Book / Page	012677 / 000067
Instrument Date	Sep 15, 2017
Instrument	23998
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8172 THORNTON ST LOCUST NC 280974511, LOCUST, NC 28097-4511

Mortgage

Document Number	1267770
Date	Sep 15, 2017
Book Page	012677/000070
Instrument	23999

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,020 (+43.13%) Land $66,000 Building $254,020
2024			$320,020 (+43.13%) Land $66,000 Building $254,020
2023	$2,785.00	$223,580 Land $40,500 Building $183,080	$223,580 Land $40,500 Building $183,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Thornton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures