81705 de Plata Ave, Indio, CA 92201 Property Records

Riverside County property record for 81705 de Plata Ave, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,216 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`608-211-019`

Property Details

APN / Parcel Number

Primary APN	`608-211-019`
Alternative APN	`613591019`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,718 sqft
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613591019
Street Address	81705 DE PLATA AVE
City	INDIO
State	CA
Zip	92201-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 MB 052/065 TR 3157
Legal Tract	3157
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2012
Census Tract	45209

Owner

81705 de Plata Ave is owned and occupied by an individual who acquired it in July 2022.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	81705 DE PLATA AVE, INDIO, CA 92201-3834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2022
Transfer Doc	0000305652
Record Updated	Sep 20, 2026

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 8, 2022
Property Address	81705 DE PLATA AVE, INDIO, CA 92201-3834
Document Number	0000305652
Map Reference	MB 52 PG 65
Instrument Date	Jul 1, 2022
Instrument	2022-0305652
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81705 DE PLATA AVE, INDIO, CA 92201-3834

Mortgage

Document Number	0000305653
Date	Jul 8, 2022
Instrument	2022-0305653

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	890 Months
Due	Aug 31, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81705 DE PLATA AVE, INDIO, CA 92201-3834
Document Number	0000371256
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81705 DE PLATA AVE CHIRIACO SUMMIT CA 922013834, CHIRIACO SUMMIT, CA 92201-3834

Mortgage

Document Number	0000371256
Date	Aug 14, 2020
Instrument	371256

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Aug 13, 2096

Interest

Rate	4.42%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81705 DE PLATA AVE, INDIO, CA 92201-3834
Document Number	0000371257
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81705 DE PLATA AVE CHIRIACO SUMMIT CA 922013834, CHIRIACO SUMMIT, CA 92201-3834

Mortgage

Document Number	0000371257
Date	Aug 14, 2020
Instrument	371257

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Aug 13, 2096

Tax Assessment & Valuation

The 2025 property tax bill for 81705 de Plata Ave was $2,838 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,479 (+2%) Land $39,151 Building $127,328
2025	$2,838.00 Homeowner's exemption	$163,216 Land $38,384 Building $124,832
2023	$2,635.00 (-5.49%) Homeowner's exemption	$156,881 Land $36,895 Building $119,986
2022	$2,788.00
2021			$279,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81705 de Plata Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81705 de Plata Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

Nearby Properties on de Plata Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures