8170 Ebbtide Ln, Lusby, MD 20657 Property Records

Calvert County property record for 8170 Ebbtide Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,566 sqft · built 1996
Lot Size	0.811 acres (35,340 sqft)
Owner	Individual Name on File
Last Sale	$318,600 (Mar 2023)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-060961`

Property Details

APN / Parcel Number

Primary APN	`01-060961`
Alternative APNs	`1060961` `060961`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,566 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,340 sqft (0.811 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	188 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	060961
Street Address	8170 EBBTIDE LN
City	LUSBY
State	MD
Zip	20657-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 10 BLK 21 PLAT 11 WHITE SANDS
Legal Subdivision	PLAT 11 WHITE SANDS
Legal Block	21
Legal Lot Number	10
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1023
Census Tract	860902

Owner

8170 Ebbtide Ln is owned and occupied by an individual who bought it in March 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8170 EBBTIDE LN, LUSBY, MD 20657-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Sep 27, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Book / Page	6408 / 274
Prior Transfer Date	Jun 18, 2009
Prior Transfer Doc	0033370097
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 8, 2023
Property Address	8170 EBBTIDE LN, LUSBY, MD 20657-2124
Document Number	0064080274
Book / Page	6408 / 274
Map Reference	MB JLB 1 PL 20
Instrument Date	Feb 11, 2023
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,593.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8170 EBBTIDE LN, LUSBY, MD 20657-2124

Mortgage

Document Number	0006408279
Date	Mar 8, 2023
Instrument	6408/279

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8170 EBBTIDE LN, LUSBY, MD 20657-2124
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050700041
Date	Sep 27, 2017
Book Page	5070/041

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8170 Ebbtide Ln was $3,303.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,600 (+9.13%) Land $70,900 Building $240,700	$311,600 (-) Land $70,900 Building $240,700
2025	$3,303.00	$285,533	$311,600 Land $70,900 Building $240,700
2023	$2,425.00	$233,400 Land $70,900 Building $162,500	$233,400 Land $70,900 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8170 Ebbtide Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8170 Ebbtide Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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