817 Whispering Heights Dr, Hardy, VA 24101 Property Records

Franklin County property record for 817 Whispering Heights Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 1977
Lot Size	5.16 acres (224,770 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Jan 2024)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005 01-017 00`

Property Details

APN / Parcel Number

Primary APN	`005 01-017 00`
Alternative APN	`690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	2,304 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	224,770 sqft (5.16 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	624 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	690
Street Address	817 WHISPERING HEIGHTS DR
City	HARDY
State	VA
Zip	24101-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	WHISPERING HEIGHTS LOT 12
Legal Subdivision	WHISPERING HEIGHTS
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 WHISPERING HEIGHTS DR, HARDY, VA 24101-5333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 10, 2024	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Document Number	2024165
Deed Book / Page	1208 / 229
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	817 WHISPERING HEIGHTS DR, HARDY, VA 24101-5333
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011862189
Date	Jul 1, 2022
Book Page	1186/2189
Instrument	220005120

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 10, 2024
Property Address	817 WHISPERING HEIGHTS DR, HARDY, VA 24101-5333
Document Number	0012080229
Book / Page	1208 / 229
Map Reference	MB 683 PG 1651
Instrument Date	Jan 5, 2024
Instrument	240000165
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WHISPERING HEIGHTS DR, HARDY, VA 24101-5333

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 5, 2019
Property Address	817 WHISPERING HEIGHTS DR, HARDY, VA 24101-5333
Document Number	0011180298
Book / Page	001118 / 000298
Instrument Date	Jan 15, 2019
Instrument	666
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WHISPERING HEIGHTS DR HARDY VA 241015333, HARDY, VA 24101-5333

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (-0.43%)	$272,500 (+41.26%) Land $48,600 Building $223,900	$272,500 (+41.26%) Land $48,600 Building $223,900
2023	$1,176.00	$192,900 (-) Land $41,600 Building $151,300	$192,900 (-) Land $41,600 Building $151,300
2022		$192,900 Land $41,600 Building $151,300	$192,900 Land $41,600 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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