817 Wabash Ave, Mattoon, IL 61938 Property Records

Coles County property record for 817 Wabash Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2026)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1-04801-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-04801-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Base Area
1st Floor Area	936 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft

Location & Zoning

Street Address	817 WABASH AVE
City	MATTOON
State	IL
Zip	61938-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF MATTOON BLK 163 LOT 5 SE 1/4 SEC 13 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	13
Legal Subdivision	ORIGINAL TOWN OF MATTOON
Legal Block	163
Legal Lot Number	5
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

817 Wabash Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Coles County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 WABASH AVE, MATTOON, IL 61938-4206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	2026823399
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 1, 2026
Property Address	817 WABASH AVE, MATTOON, IL 61938-4206
Document Number	0000823399
Instrument Date	Jun 30, 2026
Instrument	2026823399
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	CRITES TITLE COMPANY, CRITES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WABASH AVE, MATTOON, IL 61938-4206

Mortgage

Document Number	0000823400,
Date	Jul 1, 2026
Instrument	2026823400

Lender

Name	FIRST NEIGHBOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 27, 2021
Property Address	817 WABASH AVE, MATTOON, IL 61938-4206
Document Number	202100794895
Instrument Date	May 27, 2021
Instrument	202100794895
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 WABASH AVE, MATTOON, IL 61938-4206

Mortgage

Document Number	202100794896
Date	May 27, 2021
Instrument	202100794896

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 817 Wabash Ave was $2,079 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00	$32,206 Land $3,508 Building $28,698	$96,618 Land $10,524 Building $86,094
2023		$26,094 Land $2,842 Building $23,252	$78,282 Land $8,526 Building $69,756
2020	$1,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 817 Wabash Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 Wabash Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Frontier, Nextlink, Watch TV.

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