817 W Main St, Laurens, SC 29360 Property Records

Laurens County property record for 817 W Main St, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	1.37 acres (60,081 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-07-05-014`

Property Details

APN / Parcel Number

Primary APN	`906-07-05-014`
Alternative APNs	`9060705014 97411989` `97411989`

Exterior

Lot Area	60,081 sqft (1.37 acres)

Location & Zoning

Street Address	817 W MAIN ST
City	LAURENS
State	SC
Zip	29360-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	817 WEST MAIN STREET
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	3
Census Block	3013
Census Tract	920400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Laurens Historic District (Boundary Increase) listed 1986 · 21 contributing resources · NRIS 86003164

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Laurens County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 W MAIN ST, LAURENS, SC 29360-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023
Deed Sale	Jul 11, 2023
Deed Document Number	20235496
Deed Book / Page	1748 / 63
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	817 W MAIN ST, LAURENS, SC 29360-2725
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MORELAND AVE, LAURENS, SC 29360-2730

Mortgage

Document Number	0M29480001
Date	Jul 11, 2023
Book Page	M2948/1
Instrument	2023005497

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Aug 5, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	13.6%
Index	10-Year TN
Max Rate	13.6%

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00 (-61.4%) Homeowner's exemption	$12,260 (-33.33%) Land $1,600 Building $10,660
2024	$7,670.00 (+616.82%)	$18,390 (+359.75%) Land $2,400 Building $15,990
2023	$1,070.00 (+4.59%)	$4,000 (-20.16%) Land $672 Building $3,328	$100,000 (-21.63%) Land $16,800 Building $83,200
2022	$1,023.00	$5,010 Land $920 Building $4,090	$127,600 (-58.37%) Land $23,100 Building $104,500
2021			$306,500 Land $40,000 Building $266,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Piedmont Rural Telephone Cooperative, T-Mobile.

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