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817 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 817 W 7th St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,384 sqft · built 1914
Lot Size0.077 acres (3,375 sqft)
OwnerCompany Name on File
Last Sale$9,078 (Nov 2016)
Tax Bill$1,214 (2025)
Deeds & MortgagesJun 2017 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-26-435-013

Property Details

APN / Parcel Number

Primary APN8913-26-435-013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,384 sqft Living Area
1st Floor Area672 sqft
Basement Area672 sqft
Finished Basement275 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,375 sqft (0.077 acres)
Lot Dimensions75 ft deep x 45 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces
Deck Area276 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address817 W 7TH ST
CityWATERLOO
StateIA
Zip50702-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS ADDITION NE 45 FT LOT 1 BLK 7 NW 15 FT NE 45 FT LOT 2 BLK 7
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionJOHNSONS ADDITION
Legal Block7
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1007
Census Tract200

Owner

Source: Black Hawk County records · APN 8913-26-435-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 538, WATERLOO, IA 50704-0538
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2017Deed of Trust, Mortgage
US BANK NA
Mar 01, 2018Deed of Trust, Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2016 · Amount on Record
Deed SaleNov 17, 2016 · Amount on Record
Deed Document Number20162017-00009500
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address817 W 7TH ST, WATERLOO, IA 50702-2107
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700022462
DateJun 21, 2017
Instrument2017-00022462
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address817 W 7TH ST, WATERLOO, IA 50702-2107
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800014143
DateMar 01, 2018
Instrument201800014143
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,214.00$59,640 (+6.58%) Land $6,240 Building $53,400$59,640 (+6.58%) Land $6,240 Building $53,400
2024$1,214.00 (+14.53%)
2023$55,960 (+15.86%) Land $6,240 Building $49,720$55,960 (+15.86%) Land $6,240 Building $49,720
2022$1,060.00$48,300 Land $6,240 Building $42,060
2021$48,300 Land $6,240 Building $42,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130002001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber		10,000 / 10,000
Metronet Holdings
Fiber		5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 740 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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