817 Vessona Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 817 Vessona Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,314 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$360,000 (Dec 2018)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-2680-005-0021`

Property Details

APN / Parcel Number

Primary APN	`072-2680-005-0021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	817 VESSONA CIR
City	FOLSOM
State	CA
Zip	95630-8724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 817 BLDG 800 LOT 8 VESSONA CONDOMINIUM PER BK 20051121 PG 1342
Legal Subdivision	VESSONA CONDOMINIUM
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8507

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 VESSONA CIR, FOLSOM, CA 95630-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
May 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 3, 2018	Grant Deed, Transfer PROVIDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Apr 25, 2006 · Amount on Record
Deed Book / Page	20181203 / 758
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	817 VESSONA CIR, FOLSOM, CA 95630-8724
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 VESSONA CIR, FOLSOM, CA 95630-8724

Mortgage

Document Number	0000000891
Date	May 16, 2023
Instrument	202305160891

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 5, 2063

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	817 VESSONA CIR, FOLSOM, CA 95630-8724
Document Number	2005130832
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 VESSONA CIR FOLSOM CA 956308724, FOLSOM, CA 95630-8724

Mortgage

Document Number	2005130832
Date	May 13, 2020
Instrument	2005130832

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	817 VESSONA CIR, FOLSOM, CA 95630-8724
Document Number	1908261297
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 VESSONA CIR FOLSOM CA 956308724, FOLSOM, CA 95630-8724

Mortgage

Document Number	1908261297
Date	Aug 26, 2019
Instrument	1908261297

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 3, 2018
Property Address	817 VESSONA CIR, FOLSOM, CA 95630-8724
Document Number	1812030758
Instrument Date	Nov 20, 2018
Instrument	1812030758
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 VESSONA CIR FOLSOM CA 956308724, FOLSOM, CA 95630-8724

Mortgage

Document Number	1812030759
Date	Dec 3, 2018
Instrument	1812030759

Lender

Name	PROVIDENT BK
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,613 (+2%) Land $147,915 Building $261,698
2025	$4,506.00 (+2.04%)	$401,582 (+4.04%) Land $145,015 Building $256,567
2024	$4,416.00 (+1.77%)
2023	$4,339.00 (+1.45%)	$385,990 Land $139,385 Building $246,605
2022	$4,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

Nearby Properties on Vessona Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures