817 Summit Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 817 Summit Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1947
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (May 2018)
Tax Bill	$18,251 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-173-022`

Property Details

APN / Parcel Number

Primary APN	`015-173-022`
Alternative APN	`01517322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,922 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Street Address	817 SUMMIT RD
City	SANTA BARBARA
State	CA
Zip	93108-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SB CITY MAP 3E
Legal Subdivision	SANTA BARBARA
Legal Lot Number	A
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4010
Census Tract	700

Owner

817 Summit Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 SUMMIT RD, SANTA BARBARA, CA 93108-2321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Dec 17, 2019	Deed of Trust, Mortgage CORNERSTONE HM LNDG
May 25, 2018	Grant Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Jan 12, 2012 · Amount on File
Deed Document Number	201821649
Prior Transfer Date	Feb 4, 2013
Prior Transfer Doc	0000020517
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	817 SUMMIT RD, SANTA BARBARA, CA 93108-2321
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 SUMMIT RD, SANTA BARBARA, CA 93108-2321

Mortgage

Document Number	0000015676
Date	Feb 26, 2021
Instrument	2021-0015676

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	817 SUMMIT RD, SANTA BARBARA, CA 93108-2321
Document Number	0000061001
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	820 ALSTON RD SANTA BARBARA CA 931082310, SANTA BARBARA, CA 93108-2310

Mortgage

Document Number	0000061001
Date	Dec 31, 2019
Instrument	61001

Lender

Name	CORNERSTONE HM LNDG
Address	1177 W LOOP S # 700, HOUSTON, TX 77027-9016

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	May 25, 2018
Property Address	817 SUMMIT RD, SANTA BARBARA, CA 93108-2321
Document Number	0000021649
Instrument Date	May 9, 2018
Instrument	21649
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	820 ALSTON RD SANTA BARBARA CA 931082310, SANTA BARBARA, CA 93108-2310

Mortgage

Document Number	21650
Date	May 25, 2018
Instrument	21650

Lender

Name	CORNERSTONE HM LNDG
Address	1177 W LOOP S # 200, HOUSTON, TX 77027-9083

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 817 Summit Rd was $18,251.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,751,480 (+2%) Land $910,064 Building $841,416
2025	$18,251.00	$1,717,138 Land $892,220 Building $824,918
2023	$16,746.00 (+2%)	$1,568,762 Land $857,575 Building $711,187
2022	$16,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 817 Summit Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	23 (1983–2023)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Summit Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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