Shiawassee County property record for 817 Stevens Dr, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (May 2022) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-195-000-011-00 |
| Primary APN | 050-195-000-011-00 |
|---|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Street Address | 817 STEVENS DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 DUDLEY PARK SUBDIV 5 |
| Legal Subdivision | DUDLEY PARK SUBDIV |
| Legal Lot Number | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 STEVENS DR, OWOSSO, MI 48867-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 5, 2019 | Warranty Deed, Transfer · FHA Mortgage CASON HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on Record |
| Deed Sale | May 3, 2022 · Amount on Record |
| Prior Sale | Jan 20, 2005 · Amount on Record |
| Deed Document Number | 20223359960 |
| Deed Book / Page | 1296 / 46 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 3, 2022 |
| Property Address | 817 STEVENS DR, OWOSSO, MI 48867-1946 |
| Document Number | 0012960046 |
| Book / Page | 1296 / 46 |
| Map Reference | LB 12 PG 221 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 3359960 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 STEVENS DR, 817, OWOSSO, MI 48867-1946 |
| Name | Verified Name |
|---|---|
| Address | 422 ABBOTT ST, OWOSSO, MI 48867-1827 |
| Document Number | 0003359961 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 3359961 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 817 STEVENS DR, OWOSSO, MI 48867-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 817 STEVERNS DR, OWOSSO, MI 48867-1946 |
| Document Number | 0012770944 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 1277/944 |
| Instrument | 3341689 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 5, 2019 |
| Property Address | 817 STEVENS DR, OWOSSO, MI 48867-1946 |
| Document Number | 0012570853 |
| Book / Page | 001257 / 000853 |
| Instrument Date | May 30, 2019 |
| Instrument | 3321389 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 S CHESTNUT ST OWOSSO MI 488673311, OWOSSO, MI 48867-3311 |
| Document Number | 12570854 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 001257/000854 |
| Instrument | 3321390 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,900 (+10.19%) | $261,800 (+10.19%) | |
| 2025 | $4,482.00 (+4.89%) Homeowner's exemption | $118,800 (+21.35%) | $237,600 (+21.35%) |
| 2023 | $4,273.00 Homeowner's exemption | $97,900 | $195,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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