Lake County property record for 817 Stanley Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,300 sqft · built 1925 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,388 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Feb 2018 Mortgage |
| APN | 25-5211-03850 |
| Primary APN | 25-5211-03850 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Gross Area |
| 1st Floor Area | 1,300 sqft |
| Utility Area | 305 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 112 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 817 STANLEY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E12 OF W12 OF SW14 OF SE14 |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 03 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 370102 |
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 STANLEY RD, TWO HARBORS, MN 55616-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Feb 23, 2018 | Deed of Trust, Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2007 |
| Transfer Doc | 0000165504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 817 STANLEY RD, TWO HARBORS, MN 55616-1176 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000198531 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | A000198531 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 817 STANLEY RD, TWO HARBORS, MN 55616-1176 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000000189386 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 000000189386 |
| Name | LENDINGHOME FUNDING CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 (+2.05%) Homeowner's exemption | $479,400 (-4.86%) Land $118,600 Building $360,800 | $479,400 (-4.86%) Land $118,600 Building $360,800 |
| 2025 | $2,340.00 | ||
| 2023 | $503,900 Land $98,800 Building $405,100 | $503,900 Land $98,800 Building $405,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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