817 Spooner Rd, Belgrade, MT 59714 Property Records

Gallatin County property record for 817 Spooner Rd, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,426 sqft · built 2000
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,477 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00REF42621`

Property Details

APN / Parcel Number

Primary APN	`00REF42621`
Alternative APNs	`06-1010-35-4-48-27-0000` `R0629018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	1,356 sqft
Finished Basement	1,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	135 sqft
Patio Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00REF42621
Street Address	817 SPOONER RD
City	BELGRADE
State	MT
Zip	59714-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALLPARK II SUB PH 2 & 3, S35, T01 N, R04 E, BLOCK 4, LOT 13, ACRES 0.231, PLAT J-270
Legal Range	04E
Legal Township	01N
Legal Section	35
Legal Subdivision	BALLPARK II SUB PH 2 & 3
Legal Tract	3
Legal Block	4
Legal Lot Number	13
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1004
Census Tract	104

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 1431, MIDDLEBURG, VA 20118-1431
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 7, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023
Deed Sale	Feb 28, 2023
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20232796365
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	817 SPOONER RD, BELGRADE, MT 59714-3169
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002698320
Date	Sep 2, 2020
Instrument	2698320

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jul 2, 2021
Property Address	817 SPOONER RD, BELGRADE, MT 59714-3169
Document Number	0002739926
Instrument Date	Jul 1, 2021
Instrument	2739926
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 SPOONER RD, BELGRADE, MT 59714-3169

Mortgage

Document Number	0002739927
Date	Jul 2, 2021
Instrument	2739927

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 29, 2019
Property Address	817 SPOONER RD, BELGRADE, MT 59714-3169
Document Number	0002641059
Map Reference	PL J-270
Instrument Date	Mar 29, 2019
Instrument	2641059
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 SPOONER RD, BELGRADE, MT 59714-3169

Mortgage

Document Number	0002641060
Date	Mar 29, 2019
Instrument	2641060

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Aug 7, 2017
Property Address	817 SPOONER RD, BELGRADE, MT 59714-3169
Document Number	0002588643
Map Reference	PL J-270
Instrument Date	Aug 4, 2017
Instrument	2588643
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 SPOONER RD, BELGRADE, MT 59714-3169

Mortgage

Document Number	0002588644
Date	Aug 7, 2017
Instrument	2588644

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,477.00 (+4.2%)	$623,600 (-)	$623,600 (-) Land $192,710 Building $430,890
2025	$3,337.00 (-30.45%)	$623,600 (+11.2%)	$623,600 (+11.2%) Land $192,710 Building $430,890
2023	$4,798.00	$560,800	$560,800 Land $134,330 Building $426,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: CenturyLink.

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