817 Secor Rd, Toledo, OH 43607 Property Records

Lucas County property record for 817 Secor Rd, Toledo, OH 43607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,475 sqft · built 1949
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Oct 2018)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Nov 2018 Second Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-88694`

Property Details

APN / Parcel Number

Primary APN	`20-88694`
Alternative APN	`05494027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	987 sqft
Attic	Attic
Attic Area	976 sqft
Basement Area	987 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 SECOR RD
City	TOLEDO
State	OH
Zip	43607-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	SECOR GARDENS LOT 41 N 70 FT S 100 FT
Legal Subdivision	SECOR GARDENS
Legal Tract	66
Legal Lot Number	41
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1013
Census Tract	6600

Owner

817 Secor Rd is owned and occupied by an individual who bought it in October 2018.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	817 SECOR RD, TOLEDO, OH 43607-2858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 16, 2018	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Sep 11, 2009 · Amount on File
Deed Document Number	18108324
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	817 SECOR RD, TOLEDO, OH 43607-2858
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049687
Date	Nov 2, 2018
Instrument	201811020049687

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	TOLEDO, OH 43607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 16, 2018
Property Address	817 SECOR RD, TOLEDO, OH 43607-2858
Document Number	0000047062
Map Reference	VOL33 PG35
Instrument Date	Oct 11, 2018
Instrument	201810160047062
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	CHICAGO TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 SECOR RD, TOLEDO, OH 43607-2858

Mortgage

Document Number	0000047063
Date	Oct 16, 2018
Instrument	201810160047063

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 817 Secor Rd was $2,162, up 14% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,162.00 (+13.97%)	$33,355 (-) Land $7,735 Building $25,620
2024	$1,897.00 (-6.09%)	$33,355 (+12.65%) Land $7,735 Building $25,620	$95,300 Land $22,100 Building $73,200
2023	$2,020.00 (+1.1%)	$29,610 (-) Land $4,270 Building $25,340
2022	$1,998.00 Homeowner's exemption	$29,610 Land $4,270 Building $25,340
2021			$84,600 Land $12,200 Building $72,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 817 Secor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Secor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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