817 S 28th St, Temple, TX 76501 Property Records

Bell County property record for 817 S 28th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1927
Lot Size	0.12 acres (5,249 sqft)
Owner	Individual Name on Record
Tax Bill	$1,831 (2023)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037530000`

Property Details

APN / Parcel Number

Primary APN	`0037530000`
Alternative APNs	`122770` `103325`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,249 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	24 sqft

Location & Zoning

Account Number	103325
Street Address	817 S 28TH ST
City	TEMPLE
State	TX
Zip	76501-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	CRESTVIEW, BLOCK 029, LOT PT 3, (N 50' OF 3) (N 50' OF 3)
Legal Subdivision	CRESTVIEW
Legal Block	29
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1028
Census Tract	20800

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 S 28TH ST, TEMPLE, TX 76501-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022
Deed Sale	Jul 1, 2022
Deed Document Number	2022042312
Record Updated	Jun 7, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 1, 2022
Property Address	817 S 28TH ST, TEMPLE, TX 76501-6212
Document Number	0000042312
Map Reference	VOL 536 PG 25I6
Instrument Date	Jun 30, 2022
Instrument	2022042312
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 S 28TH ST, TEMPLE, TX 76501-6212

Mortgage

Document Number	0000042313
Date	Jul 1, 2022
Instrument	2022042313

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Mortgage

Document Number	0000042314
Date	Jul 1, 2022
Instrument	2022042314

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,831.00 (+59.36%) Homeowner's exemption	$139,962 Land $18,375 Building $121,587	$139,962 Land $18,375 Building $121,587
2022	$1,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1990–2014)
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, SOS Communications, T-Mobile.

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