817 Ridgeway St, Florence, AL 35630 Property Records

Lauderdale County property record for 817 Ridgeway St, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,769 sqft · built 1960
Lot Size0.265 acres (11,550 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Oct 2014)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN24-05-15-3-001-024-000

Property Details

APN / Parcel Number

Primary APN24-05-15-3-001-024-000
Alternative APNs
  • 034831
  • 30086
  • 34831

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,769 sqft Living Area
1st Floor Area1,769 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,550 sqft
Lot Dimensions110 ft deep x 105 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number34831
Street Address817 RIDGEWAY ST
CityFLORENCE
StateAL
Zip35630-5921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description205 X 112.5 IRR GREEN MEADOWS S/D RESURVEY LOT L SEC 15 T3S R11W PB 3 PG 110
Legal Range11W
Legal Township03S
Legal Section15
Legal SubdivisionGREENMEADOWS RESURVEY
Legal Lot NumberL
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2034
Census Tract10200

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2974, FLORENCE, AL 35630-0008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2014 · Amount on Record
Deed SaleOct 6, 2014 · Amount on Record
Deed Document Number0201438010
Deed Book / Page2014 / 38010
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address817 RIDGEWAY ST, FLORENCE, AL 35630-5921
Transaction TypeMortgage
Record UpdatedMar 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/54392
DateDec 27, 2018
Book Page2018/54392
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$23,820 (+1,852.46%)$238,240 (+12.81%) Land $16,400 Building $221,840
2023Homeowner's exemption$1,220 Land $1,220$211,180 Land $12,200 Building $198,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1990–1991)
Most Recent ClaimDec 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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