Russell County property record for 817 Ratcliff Ln, Cedar Bluff, VA 24609 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,362 sqft · built 1999 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Dec 2017) |
| Tax Bill | $1,826 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37L ID 7A |
| Primary APN | 37L ID 7A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Living Area |
| 1st Floor Area | 2,316 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 462 sqft |
| Deck Area | 406 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 190028 |
|---|---|
| Street Address | 817 RATCLIFF LN |
| City | CEDAR BLUFF |
| State | VA |
| Zip | 24609-8066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORTION OF LOT 7 |
| Legal Lot Number | 7 |
| Jurisdiction | RUSSELL VA |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30402 |
Source: Russell County records · APN 37L ID 7A
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 817 RATCLIFF LN, CEDAR BLUFF, VA 24609-8066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed, Transfer · FHA Mortgage ATLANTIC UNION BANK |
| Dec 20, 2017 | Bargain and Sale Deed, Transfer EASTMAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 20172487 |
| Deed Book / Page | 829 / 943 |
| Last Transfer Date | Feb 04, 2022 |
| Transfer Doc | 0000000863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RUSSELL VA |
| Recording Date | Jul 12, 2019 |
| Property Address | 817 RATCLIFF LN, CEDAR BLUFF, VA 24609-8066 |
| Document Number | 000855/370 |
| Book / Page | 855 / 370 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 1901276 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 RATCLIFF LN, CEDAR BLUFF, VA 24609-8066 |
| Document Number | 000855/375 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 855/375 |
| Instrument | 1901277 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RUSSELL VA |
| Recording Date | Dec 20, 2017 |
| Property Address | 817 RATCLIFF LN, CEDAR BLUFF, VA 24609-8066 |
| Document Number | 00829/0943 |
| Book / Page | 0829 / 0943 |
| Instrument Date | Dec 06, 2017 |
| Instrument | 1702487 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 817 RATCLIFF LN, CEDAR BLUFF, VA 24609-8066 |
| Document Number | 00829/0948 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 0829/0948 |
| Instrument | 1702488 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Russell County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Russell County |
| Unified School District | Russell County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,826.00 (+30.43%) | $315,500 (+41.93%) Land $34,200 Building $281,300 | $315,500 (+41.93%) Land $34,200 Building $281,300 |
| 2023 | $1,400.00 | $222,300 Land $33,000 Building $189,300 | $222,300 Land $33,000 Building $189,300 |
Source: FEMA National Flood Hazard Layer, Russell County (51167C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 96% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 294 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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