817 Rainbow Rd, Durango, CO 81303 Property Records

La Plata County property record for 817 Rainbow Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,432 sqft · built 1990
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jan 2017)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5905-303-01-004`

Property Details

APN / Parcel Number

Primary APN	`5905-303-01-004`
Alternative APN	`R017455`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	3,392 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	130,680 sqft
Garage Type	Attached
Garage Area	960 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	329 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R017455
Street Address	817 RAINBOW RD
City	DURANGO
State	CO
Zip	81303-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAINBOW SPRGS TR #2 BLOCK: 0 LOT: 4 RAINBOW SPGS TROUT RANCH #2 817 RAINBOW RD DURANGO 81303
Legal Subdivision	RAINBOW SPRGS TR #2
Legal Tract	2
Legal Block	2
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	2
Census Block	2005
Census Tract	940400

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 RAINBOW RD, DURANGO, CO 81303-6673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Jan 27, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Jun 27, 2003 · Amount on Record
Deed Document Number	20171123852
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	817 RAINBOW RD, DURANGO, CO 81303-6673
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAINBOW RD, DURANGO, CO 81303-6673

Mortgage

Document Number	0001223072
Date	Jun 26, 2023
Instrument	1223072

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	817 RAINBOW RD, DURANGO, CO 81303-6673
Document Number	0001178451
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAINBOW RD DURANGO CO 813036673, DURANGO, CO 81303-6673

Mortgage

Document Number	0001178451
Date	Sep 28, 2020
Instrument	1178451

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	817 RAINBOW RD, DURANGO, CO 81303-6673
Document Number	0001140900
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAINBOW RD DURANGO CO 813036673, DURANGO, CO 81303-6673

Mortgage

Document Number	0001140900
Date	Mar 21, 2018
Instrument	1140900

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 27, 2017
Property Address	817 RAINBOW RD, DURANGO, CO 81303-6673
Document Number	0001123852
Instrument Date	Jan 27, 2017
Instrument	1123852
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 RAINBOW RD, DURANGO, CO 81303-6673

Mortgage

Document Number	0001123853
Date	Jan 27, 2017
Instrument	1123853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,920 (-0.85%) Land $10,810 Building $38,110	$789,410 (-) Land $174,380 Building $615,030
2025	$3,046.00 (+55.97%)	$49,340 (+41.09%) Land $10,900 Building $38,440	$789,410 (+51.24%) Land $174,380 Building $615,030
2024	$1,953.00 (+14.41%)
2023	$1,707.00 (-4.21%)	$34,970 (-3.32%) Land $7,730 Building $27,240	$521,950 (+0.3%) Land $115,350 Building $406,600
2022	$1,782.00	$36,170 Land $7,560 Building $28,610	$520,370 Land $108,750 Building $411,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AlignTec.

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