817 Peppervine Ave, Saint Johns, FL 32259 Property Records

St. Johns County property record for 817 Peppervine Ave, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,266 sqft · built 2005
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,000 (Mar 2023)
Tax Bill	$9,287 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249826-0930`

Property Details

APN / Parcel Number

Primary APN	`249826-0930`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,266 sqft Living Area
Gross Area	5,444 sqft
1st Floor Area	2,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Finished Screened Porch
Porch Area	536 sqft
Deck Area	Deck Area
Patio Area	1,588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	817 PEPPERVINE AVE
City	SAINT JOHNS
State	FL
Zip	32259-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	43/7-23 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 1 LOT 93 OR5721/843
Legal Range	27E
Legal Township	04S
Legal Section	49
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase	1
Legal Block	4
Legal Lot Number	93
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4000
Census Tract	20801

Owner

817 Peppervine Ave is owned and occupied by two individuals who bought it in March 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 PEPPERVINE AVE, SAINT JOHNS, FL 32259-5275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Jun 16, 2015 · Amount on File
Deed Document Number	202317963
Deed Book / Page	5721 / 843
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	817 PEPPERVINE AVE, SAINT JOHNS, FL 32259-5275
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 PEPPERVINE AVE, SAINT JOHNS, FL 32259-5275

Mortgage

Document Number	0053411577
Date	Aug 12, 2021
Book Page	5341/1577
Instrument	2021089171

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 9, 2023
Property Address	817 PEPPERVINE AVE, SAINT JOHNS, FL 32259-5275
Document Number	0057210843
Book / Page	5721 / 843
Map Reference	MB 43 PG 7-23
Instrument Date	Mar 8, 2023
Instrument	2023017963
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2617 PECAN PL, SAINT JOHNS, FL 32259-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 PEPPERVINE AVE, JACKSONVILLE, FL 32259-5275

Mortgage

Document Number	0005721848
Date	Mar 9, 2023
Instrument	5721/848

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 817 Peppervine Ave was $9,287 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,166 (+2.7%)	$895,732 (+0.98%) Land $215,000 Building $680,732
2025	$9,287.00 (+10.93%) Homeowner's exemption	$593,151 (+2.9%)	$887,020 (+3.59%) Land $215,000 Building $672,020
2024	$8,372.00 (+1.89%) Homeowner's exemption	$576,434 (-1.17%)	$856,259 (-2.07%) Land $215,000 Building $641,259
2023	$8,217.00 (+2.2%) Homeowner's exemption	$583,246 (+3%)	$874,342 (+11.69%) Land $215,000 Building $659,342
2022	$8,040.00 Homeowner's exemption	$566,258	$782,825 Land $179,200 Building $603,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Peppervine Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Peppervine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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