817 N Independence Ave, Independence, VA 24348 Property Records

Grayson County property record for 817 N Independence Ave, Independence, VA 24348

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,160 sqft · built 1951
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Tax Bill$295 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN73A1-A-124

Property Details

APN / Parcel Number

Primary APN73A1-A-124
Alternative APN
  • 9761

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area1,319 sqft
1st Floor Area2,240 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1982
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area30,492 sqft (0.7 acres)
TerrainRolling
PorchPorch
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number9761
Street Address817 N INDEPENDENCE AVE
CityINDEPENDENCE
StateVA
Zip24348-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTOWN
Legal Description.7 73A1-A-124
JurisdictionGRAYSON VA
Township / Civil DivisionELK CREEK
Census Block Group2
Census Block2049
Census Tract60201

Owner

817 N Independence Ave is owned and occupied by an individual.

Source: Grayson County records, as of June 1, 2026

Owner of RecordIndividual Name on File
Mailing Address817 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON VA
Property Address817 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4544
Transaction TypeMortgage
Record UpdatedOct 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number622/944
DateOct 1, 2018
Book Page622/944
Instrument180001817
Lender
NameUNITED STATES OF AMERICA DEPARTMENT OF A
Agreement
TypeFmHA Mortgage
AmountAmount on Record
Term239 Months
DueSep 25, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 817 N Independence Ave was $295.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGrayson County
MunicipalityIndependence Town
Unified School DistrictGrayson County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$295.00$51,000 Land $11,000 Building $40,000$51,000 Land $11,000 Building $40,000
2023$275.00$51,000 Land $11,000 Building $40,000$51,000 Land $11,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 N Independence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 N Independence Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 81% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF INDEPENDENCE
serves 971 people · EPA ID VA1077335
Water SourcePurchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: GigaBeam Networks.

Nearby Properties on N Independence Ave

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