817 N Delaware St, Independence, MO 64050 Property Records

Jackson County property record for 817 N Delaware St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,408 sqft · built 1998
Lot Size	0.326 acres (14,208 sqft)
Owner	Individual Name on Record
Last Sale	$274,100 (Jan 2022)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-310-12-03`

Property Details

APN / Parcel Number

Primary APN	`26-310-12-03`
Alternative APNs	`26-310-12-03-00-0-00-000` `777274`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,048 sqft
Finished Basement	471 sqft
Unfinished Basement	577 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,208 sqft (0.326 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	244 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	777274
Street Address	817 N DELAWARE ST
City	INDEPENDENCE
State	MO
Zip	64050-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCAULEY PARK LOT 12 BLK 10 & S 40 OF LOT 13 BLK 10
Legal Subdivision	MCCAULEY PARK
Legal Block	10
Legal Lot Number	12,13
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1003
Census Tract	11602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Truman, Harry S, Historic District listed 1971 · National Historic Landmark (designated 1971) · NRIS 71001066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	817 N DELAWARE ST, INDEPENDENCE, MO 64050-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF ODESSA
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF ODESSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20222022E0006615
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	817 N DELAWARE ST, INDEPENDENCE, MO 64050-2449
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8061 N DENVER AVE, KANSAS CITY, MO 64119-1088

Mortgage

Document Number	00E0008465
Date	Jan 26, 2022
Instrument	2022E0008465

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	817 N DELAWARE ST, INDEPENDENCE, MO 64050-2449
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0042028
Date	Apr 19, 2021
Instrument	2021E0042028

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	817 N DELAWARE ST, INDEPENDENCE, MO 64050-2449
Document Number	0000E94068
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	817 N DELAWARE ST INDEPENDENCE MO 640502449, INDEPENDENCE, MO 64050-2449

Mortgage

Document Number	0000E94068
Date	Oct 12, 2020
Instrument	94068E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,486 (-) Land $5,115 Building $41,371	$244,660 (-)
2025	$3,322.00 (-3.91%)	$46,486 (-6.84%) Land $5,115 Building $41,371	$244,660 (-6.84%)
2024	$3,457.00 (+2.34%)
2023	$3,378.00	$49,897 Land $4,191 Building $45,706	$262,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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