817 N Central Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 817 N Central Ave, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1992
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$429,000 (Sep 2026)
Tax Bill$1,405 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039-062-064-000

Property Details

APN / Parcel Number

Primary APN039-062-064-000
Alternative APNs
  • 0396264000
  • 0396264

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address817 N CENTRAL AVE
CityCERES
StateCA
Zip95307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP D4 63
Legal SubdivisionCENTRAL ESYAYES
Legal Block4
Legal Lot Number20
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group4
Census Block4008
Census Tract2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address817 N CENTRAL AVE, MODESTO, CA 95351-4885
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on Record
Deed SaleSep 17, 2026 · Amount on Record
Prior SaleSep 9, 1998 · Amount on Record
Deed Document Number202650455
Prior Transfer DateOct 24, 2005
Prior Transfer Doc0000200021
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateSep 17, 2026
Property Address817 N CENTRAL AVE, MODESTO, CA 95351-4885
Document Number0000050455
Instrument DateSep 1, 2026
Instrument202650455
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,661.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address817 N CENTRAL AVE, MODESTO, CA 95351-4885

Mortgage

Document Number0000050456,
DateSep 17, 2026
Instrument202650456
Lender
NameSYNERGY ONE LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,405.00 (+0.36%)$125,505 (+2%) Land $38,367 Building $87,138
2025$1,400.00 (+9.8%) Homeowner's exemption$123,045 (+4.04%) Land $37,615 Building $85,430
2023$1,275.00 (+1.03%) Homeowner's exemption$118,268 Land $36,155 Building $82,113
2022$1,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CERES
serves 54,513 people · EPA ID CA5010028
Water SourcePurchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon, Xfinity.

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