817 N 3rd St, Elma, WA 98541 Property Records

Grays Harbor County property record for 817 N 3rd St, Elma, WA 98541

Property Summary

Property Type	Commercial
Details	1 bd · 1 ba · 7,008 sqft · built 2020
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Tax Bill	$13,321 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180626330020`

Property Details

APN / Parcel Number

Primary APN	`180626330020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	3 Stories
Building Area	7,008 sqft Gross Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Metal
Lot Area	653,400 sqft (15 acres)
Garage Area	1,904 sqft
Porch	Porch
Porch Area	461 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	817 N 3RD ST
City	ELMA
State	WA
Zip	98541-9562
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR
Legal Description	E 1/2 SW SW LS W 1/2 OF NE SW SW
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2000
Census Tract	502

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 N 3RD ST, ELMA, WA 98541-9562
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit OLYMPIA FSLA
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage OLYMPIA FSLA
Feb 3, 2022	Intrafamily Transfer, Transfer
Feb 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 2, 2022
Transfer Doc	0000000097
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	817 N 3RD ST, ELMA, WA 98541-9562
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	GRS TITLE, GR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 N 3RD ST, ELMA, WA 98541-9562

Mortgage

Document Number	0011040009
Date	Nov 4, 2025
Instrument	2025-11040009

Lender

Name	OLYMPIA FSLA
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	817 N 3RD ST, ELMA, WA 98541-9562
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	PACIFIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003280058
Date	Mar 28, 2022
Instrument	2022-03280058

Lender

Name	OLYMPIA FSLA
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 3, 2022
Property Address	817 N 3RD ST, ELMA, WA 98541-9562
Document Number	0002030097
Instrument Date	Feb 2, 2022
Instrument	2022-02030097
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 N 3RD ST, ELMA, WA 98541-9562

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 3, 2022
Property Address	817 N 3RD ST, ELMA, WA 98541-9562
Document Number	0002030096
Instrument Date	Feb 1, 2022
Instrument	2022-02030096
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 N 3RD ST, ELMA, WA 98541-9562

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,321.00 (-4.26%)
2025	$13,913.00 (-4.22%)	$1,533,590 (-) Land $231,250 Building $1,302,340	$1,533,590 (-) Land $231,250 Building $1,302,340
2024	$14,526.00	$1,533,590 Land $231,250 Building $1,302,340	$1,533,590 Land $231,250 Building $1,302,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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