817 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 817 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Store with Apartments
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Feb 1995)
Tax Bill	$443 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00032-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`08-00032-0000-00015`
Alternative APNs	`080003200015` `10`

Exterior

Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide

Location & Zoning

Account Number	10
Street Address	817 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1014
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	MU08
Legal Block	32
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	1
Census Block	1005
Census Tract	808201

Owner

817 Main St, a commercial property, is owned by an individual who bought it in February 1995.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2 SYLVAN WAY, PARSIPPANY, NJ 07054-3809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 1995 · Amount on File
Deed Sale	Feb 21, 1995 · Amount on File
Deed Book / Page	5388 / 881
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 17, 2017
Property Address	817 MAIN ST, BRADLEY BEACH, NJ 07720-1014
Document Number	0000028967
Book / Page	009217 / 009590
Instrument Date	Feb 13, 2017
Instrument	28967
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	901 MAIN ST BRADLEY BEACH NJ 07720, BRADLEY BEACH, NJ 07720

Mortgage

Document Number	28968
Date	Mar 17, 2017
Book Page	009217/009631
Instrument	28968

Lender

Name	PEAPACK GLADSTONE BK
Type	Bank
Address	BEDMINSTER, NJ 07921-0700

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 817 Main St was $443, down 3.3% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (-) Land $50,000	$50,000 (-) Land $50,000
2025	$443.00 (-3.28%)	$50,000 Land $50,000	$50,000 Land $50,000
2024	$458.00
2023		$50,000 Land $50,000	$50,000 Land $50,000
2022	$523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	2 (2008–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20