817 Howe St, San Mateo, CA 94401 Property Records

San Mateo County property record for 817 Howe St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1949
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (May 2018)
Tax Bill	$19,518 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`033-333-220`

Property Details

APN / Parcel Number

Primary APN	`033-333-220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	820 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 HOWE ST
City	SAN MATEO
State	CA
Zip	94401-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 9 BLOCK 9 SHORE VIEW TRACT MAP NO 8 RSM 30/25 26 27 28 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 8
Legal Block	9
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2017
Census Tract	607701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 HOWE ST, SAN MATEO, CA 94401-3148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 1, 2018	Grant Deed, Transfer WFB NA
Dec 20, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	Jun 11, 2013 · Amount on Record
Deed Document Number	201833363
Prior Transfer Date	Dec 16, 2017
Prior Transfer Doc	0000114156
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	817 HOWE ST, SAN MATEO, CA 94401-3148
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 HOWE ST, SAN MATEO, CA 94401-3148

Mortgage

Document Number	0000035797
Date	Mar 4, 2021
Instrument	2021-035797

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	817 HOWE ST, SAN MATEO, CA 94401-3148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078678
Date	Sep 25, 2019
Instrument	2019-078678

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 1, 2018
Property Address	817 HOWE ST, SAN MATEO, CA 94401-3148
Document Number	0000033363
Instrument Date	Apr 12, 2018
Instrument	33363
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 HOWE ST SAN MATEO CA 944013148, SAN MATEO, CA 94401-3148

Mortgage

Document Number	33364
Date	May 1, 2018
Instrument	33364

Lender

Name	WFB NA
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2017
Property Address	817 HOWE ST, SAN MATEO, CA 94401-3148
Document Number	0000114156
Instrument Date	Dec 16, 2017
Instrument	114156
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	817 HOWE ST SAN MATEO CA 944013148, SAN MATEO, CA 94401-3148

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,566,786 (+2%) Land $986,495 Building $580,291
2025	$19,518.00 (+5.38%)	$1,536,065 (+4.04%) Land $967,152 Building $568,913
2023	$18,521.00 (+0.48%)	$1,476,420 Land $929,598 Building $546,822	$1,654,290
2022	$18,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1978–2004)
Most Recent Claim	Nov 2004
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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