817 Elk Dr, Laredo, TX 78045 Property Records

Webb County property record for 817 Elk Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 1995
Lot Size	0.112 acres (4,860 sqft)
Owner	Individual Name on File
Last Sale	$65,600 (Nov 2019)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-60002-090`

Property Details

APN / Parcel Number

Primary APN	`968-60002-090`
Alternative APN	`234686`

Interior

Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,298 sqft
Utility Area	42 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,860 sqft (0.112 acres)
Lot Dimensions	108 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	114 sqft

Location & Zoning

Street Address	817 ELK DR
City	LAREDO
State	TX
Zip	78045-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	DEERFIELD, BLOCK 2, LOT 9, PHASE 1
Legal Subdivision	DEERFIELD
Legal Phase	1
Legal Block	2
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2005
Census Tract	1715

Owner

817 Elk Dr is owned and occupied by an individual who bought it in November 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	817 ELK DR, LAREDO, TX 78045-8262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	20191377212
Deed Book / Page	4695 / 533
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	004695/533
Record Updated	Oct 29, 2026

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 15, 2019
Property Address	817 ELK DR, LAREDO, TX 78045-8262
Document Number	004695/533
Book / Page	4695 / 533
Map Reference	VOL 14 PG 59
Instrument Date	Nov 13, 2019
Instrument	1377212
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 ELK DR, LAREDO, TX 78045-8262

Mortgage

Document Number	0001377213
Date	Nov 15, 2019
Instrument	1377213

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 817 Elk Dr was $1,028, up 6.2% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,999 (-0.59%) Land $46,802 Building $155,197	$201,999 (-0.59%) Land $46,802 Building $155,197
2025	$1,028.00 (+6.2%)	$203,193 Land $46,802 Building $156,391	$203,193 Land $46,802 Building $156,391
2024	$968.00
2023		$181,897 Land $37,762 Building $144,135	$181,897 Land $37,762 Building $144,135
2022	$1,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Elk Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Elk Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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