817 East Ave, Elyria, OH 44035 Property Records

Lorain County property record for 817 East Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,063 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Feb 2024)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-022-102-015`

Property Details

APN / Parcel Number

Primary APN	`06-26-022-102-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,063 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,073 sqft
Upper Floors Area	330 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Porch	Enclosed Frame Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	817 EAST AVE
City	ELYRIA
State	OH
Zip	44035-5868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENFIELD 45 X 132
Legal Subdivision	PENFIELD
Legal Tract	26
Legal Block	102
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1012
Census Tract	97600

Owner

Source: Lorain County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 EAST AVE, ELYRIA, OH 44035-5868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit EQUITY TRUST COMPANY CUSTODIAN FBO
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit EQUITY TRUST CO CUSTODIAN (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Dec 12, 2008 · Amount on Record
Deed Document Number	20245332
Prior Transfer Date	May 9, 2008
Prior Transfer Doc	0000256996
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	817 EAST AVE, ELYRIA, OH 44035-5868
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000924609
Date	Aug 4, 2023
Instrument	2023-0924609

Lender

Name	EQUITY TRUST COMPANY CUSTODIAN FBO
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	817 EAST AVE, ELYRIA, OH 44035-5868
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 EAST AVE, ELYRIA, OH 44035-5868

Mortgage

Document Number	0000071115
Date	Oct 10, 2025
Instrument	2025-0071115

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 28, 2024
Property Address	817 EAST AVE, ELYRIA, OH 44035-5868
Document Number	0000005332
Map Reference	VOL 1 PG 41
Instrument Date	Feb 26, 2024
Instrument	2024-0005332
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	817 EAST AVE, ELYRIA, OH 44035-5868

Mortgage

Document Number	0000005333
Date	Feb 28, 2024
Instrument	2024-0005333

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	817 EAST AVE, ELYRIA, OH 44035-5868
Document Number	0000616373
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	817 EAST AVE ELYRIA OH 440355868, ELYRIA, OH 44035-5868

Mortgage

Document Number	0000616373
Date	Jan 24, 2017
Instrument	616373

Lender

Name	EQUITY TRUST CO CUSTODIAN (CT)
Address	WESTLAKE, OH 44145

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (-2.83%)	$35,020 (+0.02%) Land $6,620 Building $28,400	$100,040 (-) Land $18,900 Building $81,140
2024	$1,697.00 (+35.43%)	$35,014 (+55.94%) Land $6,615 Building $28,399	$100,040 (+55.95%) Land $18,900 Building $81,140
2023	$1,253.00 (+0.32%)	$22,453 (-0.03%) Land $1,918 Building $20,535	$64,150 (-) Land $5,480 Building $58,670
2022	$1,249.00	$22,460 Land $1,920 Building $20,540
2021			$64,150 Land $5,480 Building $58,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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