Black Hawk County property record for 817 Eagle Ridge Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,434 sqft · built 1998 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,784 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-03-428-011 |
| Primary APN | 8914-03-428-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| 1st Floor Area | 1,141 sqft |
| Basement Area | 1,628 sqft |
| Finished Basement | 825 sqft |
| Unfinished Basement | 1,628 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 817 EAGLE RIDGE RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RIDGES ADDITION LOT 23 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 03 |
| Legal Subdivision | THE RIDGES ADDITION |
| Legal Lot Number | 23 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 2606 |
817 Eagle Ridge Rd is owner-occupied and held in a trust.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 817 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1576 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 6, 2026 |
| Property Address | 817 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1576 |
| Document Number | 0000006551 |
| Instrument Date | May 1, 2026 |
| Instrument | 20266551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 817 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1576 |
| Document Number | 0000006551, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20266551 |
| Name | BANKIOWA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 817 Eagle Ridge Rd was $6,784 with a homeowner's exemption, down 1.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,784.00 (-1.94%) Homeowner's exemption | $477,480 Land $71,780 Building $405,700 | $477,480 Land $71,780 Building $405,700 |
| 2024 | $6,918.00 | ||
| 2023 | $453,840 (+17.63%) Land $71,780 Building $382,060 | $453,840 Land $71,780 Building $382,060 | |
| 2022 | $6,958.00 Homeowner's exemption | $385,810 Land $71,780 Building $314,030 | |
| 2021 | $385,810 Land $71,780 Building $314,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 817 Eagle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 817 Eagle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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