817 E Mesa Ave, Gallup, NM 87301 Property Records

McKinley County property record for 817 E Mesa Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.132 acres (5,778 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-157-184`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-157-184`
Alternative APN	`R014907`

Exterior

Lot Area	5,778 sqft (0.132 acres)

Location & Zoning

Account Number	R014907
Street Address	817 E MESA AVE
City	GALLUP
State	NM
Zip	87301-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 41 & 42, BLK 3, FORD HWY. 66 ADDN. BK 28 PG 8349 05/16/07 BK 28 PG 8350 05/16/07 DOC 390427 10/11/19 CODE#2-105-088-157-184
Legal Subdivision	FORD HWY. SIXTY SIX ADDN
Legal Block	3
Legal Lot Number	41-42
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3002
Census Tract	945503

Owner

Source: McKinley County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 E MESA AVE, GALLUP, NM 87301-5532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000390427
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	817 E MESA AVE, GALLUP, NM 87301-5532
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 E MESA AVE, GALLUP, NM 87301-5532

Mortgage

Document Number	0000399009
Date	Dec 20, 2021
Instrument	399009

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	817 E MESA AVE, GALLUP, NM 87301-5532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	391249
Date	Dec 24, 2019
Instrument	391249

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2039

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (-5.34%) Additional exemption filed	$38,617 (+3%) Land $4,330 Building $34,287	$115,850 (+3%) Land $12,990 Building $102,860
2024	$1,330.00 (+2.39%) Additional exemption filed	$37,492 (+3%) Land $4,330 Building $33,162	$112,476 (+3%) Land $12,990 Building $99,486
2023	$1,299.00 (+5.35%) Additional exemption filed	$36,400 (+2.24%) Land $4,330 Building $32,070	$109,200 (+2.23%) Land $12,990 Building $96,210
2022	$1,233.00 Additional exemption filed	$35,604 Land $4,330 Building $31,274	$106,813 Land $12,990 Building $93,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: AT&T, Verizon.

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