817 E 4th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 817 E 4th St, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	2,618 sqft · built 1910
Lot Size	0.06 acres (2,601 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Dec 2020)
Tax Bill	$6,114 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-00303-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`08-00303-0000-00047`
Alternative APN	`080030300047`

Interior

Stories	4 Stories
Building Area	2,618 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	2,601 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 26 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	817 E 4TH ST
City	OCEAN CITY
State	NJ
Zip	08226-3935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB303 L7A
Legal Block	303
Legal Lot Number	47
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	3
Census Block	3035
Census Tract	20101

Owner

817 E 4th St is owned by two individuals who bought it in December 2020.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 RAMSGATE DR, PHOENIXVILLE, PA 19460-1046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Grant Deed, Transfer OCEANFIRST BK
Jan 24, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jan 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	202044653
Deed Book / Page	3950 / 914
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0037730512
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 14, 2020
Property Address	817 E 4TH ST, OCEAN CITY, NJ 08226-3935
Document Number	0039500914
Book / Page	003950 / 000914
Instrument Date	Oct 1, 2020
Instrument	44653
Transaction Type	Transfer
Record Updated	Dec 28, 2020
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 RAMSGATE DR PHOENIXVILLE PA 194601046, PHOENIXVILLE, PA 19460-1046

Mortgage

Document Number	62910929
Date	Dec 14, 2020
Book Page	006291/000929
Instrument	44654

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 24, 2018
Property Address	817 E 4TH ST, OCEAN CITY, NJ 08226-3935
Document Number	0037730519
Book / Page	003773 / 000519
Instrument Date	Dec 22, 2017
Instrument	43097
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1313 SYLVAN DR HADDON HEIGHTS NJ 080351229, HADDON HEIGHTS, NJ 08035-1229

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 24, 2018
Property Address	817 E 4TH ST, OCEAN CITY, NJ 08226-3935
Document Number	0037730512
Book / Page	003773 / 000512
Instrument Date	Dec 22, 2017
Instrument	43096
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$93.33
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 SYLVAN DR HADDON HEIGHTS NJ 080351229, HADDON HEIGHTS, NJ 08035-1229

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,000 (-) Land $486,200 Building $58,800	$545,000 (-) Land $486,200 Building $58,800
2025		$545,000 Land $486,200 Building $58,800	$545,000 Land $486,200 Building $58,800
2024	$6,114.00
2023		$545,000 Land $486,200 Building $58,800	$545,000 Land $486,200 Building $58,800
2022	$5,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 E 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 397 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1,266 units insured incl. 869 condo units
Nearby Flood Claims	629 (1978–2018)
Claims Outside the SFHA	3 of 629
Most Recent Claim	May 2018
Claims by Event	Hurricane Sandy, Oct 2012 · 353 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 88 claims Coastal Storms & Flooding, Mar 1984 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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