Cook County property record for 817 Downing St, Northbrook, IL 60062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,648 sqft · built 1979 |
| Lot Size | 0.265 acres (11,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,854 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-07-200-050 |
| Primary APN | 04-07-200-050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,544 sqft (0.265 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 817 DOWNING ST |
|---|---|
| City | NORTHBROOK |
| State | IL |
| Zip | 60062-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DOWNING) STREET SUB A SUB IN NE NW SEC 07-42-12 |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 07 |
| Legal Subdivision | STREET SUB |
| Legal Lot Number | 16 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 801605 |
817 Downing St is owned and occupied by two individuals.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jul 29, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Document Number | 0035630055 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2535630055 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate | 6.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 3, 2022 |
| Property Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Document Number | 0030741143 |
| Map Reference | DOC 25156092 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2230741143 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Document Number | 0030741144 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2230741144 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 817 DOWNING ST, NORTHBROOK, IL 60062-3022 |
| Document Number | 1722208436 |
| Instrument Date | Jul 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 817 DOWNING ST NORTHBROOK IL 600623022, NORTHBROOK, IL 60062-3022 |
| Document Number | 1722208436 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 22208436 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northbrook Village |
| Elementary School District | Northbrook Elementary School District 27 (KG - 08) |
| Secondary School District | Northfield Township High School District 225 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,000 Land $17,316 Building $63,684 | $810,000 Land $173,160 Building $636,840 | |
| 2023 | $14,854.00 (+8.36%) | ||
| 2022 | $13,708.00 Homeowner's exemption Senior Citizen's exemption | $67,000 Land $17,316 Building $49,684 | $670,000 Land $173,160 Building $496,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 817 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 817 Downing St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHBROOK serves 34,200 people · EPA ID IL0312070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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