817 Derbe Dr, San Jose, CA 95122 Property Records

Santa Clara County property record for 817 Derbe Dr, San Jose, CA 95122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,124 sqft · built 1977
Lot Size	0.091 acres (3,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Dec 2025)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`477-53-117`

Property Details

APN / Parcel Number

Primary APN	`477-53-117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	110 ft deep x 36 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 DERBE DR
City	SAN JOSE
State	CA
Zip	95122-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-CL
Legal Description	TRACT 5743 BOOK 365 PAGE 50 PAGE 51 LOT 40
Legal Subdivision	TRACT NO 5743
Legal Tract	5743
Legal Lot Number	40
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	503105

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2239 BIKINI AVE, SAN JOSE, CA 95122-3010
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Grant Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Feb 1, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 17, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	202525911524
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0024182338
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 1, 2025
Property Address	817 DERBE DR, SAN JOSE, CA 95122-3801
Document Number	0025911524
Map Reference	MB 365 PG 50 & 51
Instrument Date	Nov 18, 2025
Instrument	25911524
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, ROCKET CLOSE AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2239 BIKINI AVE, SAN JOSE, CA 95122-3010

Mortgage

Document Number	0025911525
Date	Dec 1, 2025
Instrument	25911525

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 1, 2022
Property Address	817 DERBE DR, SAN JOSE, CA 95122-3801
Document Number	0025230917
Map Reference	MB 365 PG 50&51
Instrument Date	Jan 11, 2022
Instrument	25230917
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	817 DERBE DR, SAN JOSE, CA 95122-3801

Mortgage

Document Number	0025230918
Date	Feb 1, 2022
Instrument	25230918

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	7.87%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 17, 2019
Property Address	817 DERBE DR, SAN JOSE, CA 95122-3801
Document Number	0024182338
Map Reference	MB 365 PG 50&51
Instrument Date	Jul 25, 2018
Instrument	24182338
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	00000

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,000 (+10.26%) Land $537,500 Building $537,500
2025	$14,146.00 (+9.8%) Homeowner's exemption	$975,000 (+10.17%) Land $487,500 Building $487,500
2023	$12,884.00 (+40.73%) Homeowner's exemption	$885,000 Land $442,500 Building $442,500
2022	$9,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	52 (1995–2017)
Claims Outside the SFHA	1 of 52
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 28 claims Severe Storms, Flooding, Mud And Landslides, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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