Harford County property record for 817 Chatfield Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,066 sqft · built 1963 |
| Lot Size | 0.297 acres (12,922 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500 (Feb 1989) |
| Tax Bill | $2,940 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-130706 |
| Primary APN | 01-130706 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Total Area |
| Utility Area | 55 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,922 sqft (0.297 acres) |
| Lot Dimensions | 182 ft deep x 69 ft wide |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 130706 |
|---|---|
| Street Address | 817 CHATFIELD RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 25 73/69X182 817 CHATFIELD ROAD JOPPATOWNE S1 PT 11/108 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | G |
| Legal Lot Number | 25,817 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 CHATFIELD RD, JOPPA, MD 21085-4023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Nov 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 1989 · Amount on Record |
| Deed Sale | Feb 21, 1989 · Amount on Record |
| Deed Book / Page | 1018 / 669 |
| Last Transfer Date | Sep 16, 2013 |
| Transfer Doc | 0112790450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 817 CHATFIELD RD, JOPPA, MD 21085-4023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 817 CHATFIELD RD, JOPPA, MD 21085-4023 |
| Document Number | 0155930489 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 15593/489 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 817 CHATFIELD RD, JOPPA, MD 21085-4023 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0145820045 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 14582/45 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 817 CHATFIELD RD, JOPPA, MD 21085-4023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESEARCH TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0130600124 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 13060/0124 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,467 (+5.82%) | $389,800 (-) Land $69,600 Building $320,200 | |
| 2025 | $2,940.00 (+9.82%) | $349,133 (+11.15%) | $389,800 (+18.55%) Land $69,600 Building $320,200 |
| 2023 | $314,100 | $328,800 Land $69,600 Building $259,200 | |
| 2022 | $2,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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