817 Burns St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 817 Burns St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1964
Lot Size0.217 acres (9,450 sqft)
Owner2 Individual Names on File
Last Sale$248,500 (Oct 2020)
Tax Bill$3,210 (2026)
Deeds & MortgagesJan 2024 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN031503201600

Property Details

APN / Parcel Number

Primary APN031503201600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,696 sqft Living Area
1st Floor Area1,696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,450 sqft (0.217 acres)
Garage Area760 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area308 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address817 BURNS ST
CityCOSMOPOLIS
StateWA
Zip98537-3964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTLERS LOTS 16-18 INC BLK 32
Legal Range15
Legal Township09
Legal Section17
Legal SubdivisionDISTLERS
Legal Block32
Legal Lot Number16-18
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group6
Census Block6006
Census Tract900

Owner

817 Burns St is owned and occupied by two individuals who bought it in October 2020.

Source: Grays Harbor County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address817 BURNS ST, COSMOPOLIS, WA 98537-3964
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 25, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2020 · Amount on File
Deed SaleOct 22, 2020 · Amount on File
Deed Document Number202066
Prior Transfer DateMar 9, 2012
Prior Transfer Doc0000000077
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address817 BURNS ST, COSMOPOLIS, WA 98537-3964
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 BURNS ST, COSMOPOLIS, WA 98537-3964

Mortgage

Document Number0001250003
DateJan 25, 2024
Instrument2024-01250003
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term339 Months
DueApr 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address817 BURNS ST, COSMOPOLIS, WA 98537-3964
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003250088
DateMar 25, 2022
Instrument2022-03250088
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateOct 22, 2020
Property Address817 BURNS ST, COSMOPOLIS, WA 98537-3964
Document Number0010220066
Map ReferenceVOL 4 PG 9
Instrument DateOct 19, 2020
Instrument2020-10220066
Transaction TypeTransfer
Record UpdatedJun 25, 2021
Title CompanyPACIFIC TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,359.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 BURNS ST, COSMOPOLIS, WA 98537-3964

Mortgage

Document Number0010220067
DateOct 22, 2020
Instrument2020-10220067
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Mortgage

Document Number0010220068
DateOct 22, 2020
Instrument2020-10220068
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 817 Burns St was $3,210, up 0.6% from the year before.

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,210.00 (+0.6%)
2025$3,191.00 (-0.72%)$307,540 (-) Land $29,911 Building $277,629$307,540 (-) Land $29,911 Building $277,629
2024$3,214.00$307,540 Land $29,911 Building $277,629$307,540 Land $29,911 Building $277,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 Burns St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA2 of 16
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims
  • Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Burns St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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