817 Broad St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 817 Broad St, Chattanooga, TN 37402

Property Summary

Property Type	Bank, Financial Building
Details	16,026 sqft · built 1920
Lot Size	0.126 acres (5,519 sqft)
Owner	Company Name on File
Last Sale	$1,350,000 (Dec 2018)
Tax Bill	$9,109 (2025)
Deeds & Mortgages	Jan 2025 Construction Loan Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`145CB B 003`

Property Details

APN / Parcel Number

Primary APN	`145CB B 003`
Alternative APN	`0000069835`

Interior

Units	4 Units
Stories	1 Story
Building Area	16,026 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Lot Area	5,519 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000069835
Old Parcel Number	145CBB 003
Street Address	817 BROAD ST
City	CHATTANOOGA
State	TN
Zip	37402-2613
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	C3
Legal Description	PT LT 60 ORIGINAL TOWN CHESTNUT ST N/R
Legal Subdivision	ORIGINAL TOWN CHESTN
Legal Lot Number	60
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2083
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Chattanooga Historic District listed 2020 · 47 contributing resources · NRIS 100005387

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

817 Broad St, a commercial property, is owned by a company that bought it in December 2018.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	Company Name on File
Mailing Address	817 BROAD ST, 201, CHATTANOOGA, TN 37402-2629
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
Mar 10, 2018	Loan Modification, Mortgage SOUTHERN CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Prior Sale	Dec 16, 1996 · Amount on File
Deed Document Number	2018222
Deed Book / Page	11534 / 645
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	817 BROAD ST, CHATTANOOGA, TN 37402-2613
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	JONES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000171
Date	Jan 21, 2025
Book Page	13817/325
Instrument	2025012100171

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	47 Months
Due	Dec 28, 2028

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	817 BROAD ST, CHATTANOOGA, TN 37402-2629
Document Number	0000000086
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	817 BROAD ST CHATTANOOGA TN 374022629, CHATTANOOGA, TN 37402-2629

Mortgage

Document Number	0000000086
Date	Apr 16, 2018
Book Page	011319/000958
Instrument	86

Lender

Name	SOUTHERN CMNTY BK
Type	Bank
Address	817 BROAD ST, CHATTANOOGA, TN 37402-2629

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 817 Broad St was $9,109.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,109.00	$601,040	$1,502,600 Land $331,200 Building $1,171,400
2023	$11,949.00	$534,120 (-)	$1,335,300 (-) Land $220,800 Building $1,114,500
2022	$11,949.00	$534,120	$1,335,300 Land $220,800 Building $1,114,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 817 Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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