817 Bernard Cir, Mobile, AL 36693 Property Records

Mobile County property record for 817 Bernard Cir, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,967 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,900 (Oct 2020)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022807353003055`

Property Details

APN / Parcel Number

Primary APN	`R022807353003055`
Alternative APNs	`28 07 35 3 003 055.XXX` `00567256` `567256`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,967 sqft Living Area
1st Floor Area	1,802 sqft
Upper Floors Area	2,330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	567256
Old Parcel Number	R022807353003055
Street Address	817 BERNARD CIR
City	MOBILE
State	AL
Zip	36693-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 JAPONICA ESTATES SEC OND UNIT MBK 23 P 27 #SEC 35 T4S R2W #MP28 07 35 3 003
Legal Range	02W
Legal Township	04S
Legal Section	35
Legal Subdivision	JAPONICA ESTATES
Legal Lot Number	19
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2007
Census Tract	3100

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	817 BERNARD CIR, MOBILE, AL 36693-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2020064019
Last Transfer Date	Oct 16, 2020
Transfer Doc	0000064019
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 16, 2020
Property Address	817 BERNARD CIR, MOBILE, AL 36693-3601
Document Number	0000064019
Instrument Date	Oct 9, 2020
Instrument	64019
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 BERNARD CIR MOBILE AL 366933601, MOBILE, AL 36693-3601

Mortgage

Document Number	64020
Date	Oct 16, 2020
Instrument	64020

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+7.12%) Homeowner's exemption	$26,250 (+6.79%) Land $3,000 Building $23,250	$262,500 (+6.79%) Land $30,000 Building $232,500
2024	$1,503.00 (+7.51%) Homeowner's exemption	$24,580 (+7.29%) Land $3,000 Building $21,580	$245,800 (+7.29%) Land $30,000 Building $215,800
2023	$1,398.00 Homeowner's exemption	$22,910 Land $3,400 Building $19,510	$229,100 Land $34,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20