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817 87th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 817 87th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,520 sqft · built 1925
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2025)
Tax Bill$4,094 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Nov 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN291100 161.54-1-39

Property Details

APN / Parcel Number

Primary APN291100 161.54-1-39
Alternative APNs
  • 11001610540001039000
  • 15/0597

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area848 sqft
2nd Floor Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
PorchSlab
Porch Area194 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0597.
Street Address817 87TH ST
CityNIAGARA FALLS
StateNY
Zip14304-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-A
Legal DescriptionTM 464 BL 9 LOT 4
Legal SubdivisionMILE RESERVE
Legal Block1
Legal Lot Number39.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2007
Census Tract22300

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address380 FALCONER ST, NORTH TONAWANDA, NY 14120-7304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2023Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Nov 3, 2025Deed, Transfer
STEWART TITLE
Dec 4, 2025Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 28, 2023Intrafamily Transfer, Transfer
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2025 · Amount on Record
Deed SaleDec 4, 2025 · Amount on Record
Prior SaleOct 10, 1996 · Amount on Record
Deed Document Number202518665
Prior Transfer DateOct 28, 2025
Prior Transfer Doc0000006798
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address817 87TH ST, NIAGARA FALLS, NY 14304-3418
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 87TH ST, NIAGARA FALLS, NY 14304-3419

Mortgage

Document Number0000009938
DateJul 6, 2023
Instrument2023-09938
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 22, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionNIAGARA NY
Recording DateNov 3, 2025
Property Address817 87TH ST, NIAGARA FALLS, NY 14304-3418
Document Number0000006798
Instrument DateOct 28, 2025
Instrument2025-16798
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$182.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address817 87TH ST, NIAGARA FALLS, NY 14304-3418

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 87TH ST, NIAGARA FALLS, NY 14304-3418

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateDec 4, 2025
Property Address817 87TH ST, NIAGARA FALLS, NY 14304-3418
Document Number0000008665
Map ReferenceDOC 127
Instrument DateOct 28, 2025
Instrument2025-18665
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address817 87TH ST, NIAGARA FALLS, NY 14304-3418

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 FALCONER ST, NORTH TONAWANDA, NY 14120-7304

Mortgage

Document Number0000008666
DateDec 4, 2025
Instrument2025-18666
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNIAGARA NY
Recording DateNov 28, 2023
Property Address817 87TH ST, NIAGARA FALLS, NY 14304-3418
Document Number0000008452
Instrument DateNov 9, 2023
Instrument2023-18452
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address817 87TH ST, NIAGARA FALLS, NY 14304-3418

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SKYLINE DR, FLEMINGTON, NJ 08822-3191

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address817 87TH ST, NIAGARA FALLS, NY 14304-3418
Document Number0000016662
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 87TH ST NIAGARA FALLS NY 143043418, NIAGARA FALLS, NY 14304-3418

Mortgage

Document Number0000016662
DateOct 14, 2020
Instrument16662
Lender
NameNORTHWEST BK
TypeBank
AddressWARREN, 16365
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 13, 2050

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,094.00 (+26.01%) Homeowner's exemption Senior Citizen's exemption
2025$3,249.00$71,000 (-) Land $3,800 Building $67,200$157,800 (+11.13%) Land $8,446 Building $149,354
2024$71,000 (-) Land $3,800 Building $67,200$142,000 (+7.98%) Land $7,600 Building $134,400
2023$71,000 (-) Land $3,800 Building $67,200$131,500 (+14.85%) Land $7,038 Building $124,462
2022$71,000 Land $3,800 Building $67,200$114,500 Land $6,128 Building $108,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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