817 14th St, Elba, NE 68835 Property Records

Howard County property record for 817 14th St, Elba, NE 68835

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,296 sqft · built 1972
Lot Size0.284 acres (12,375 sqft)
OwnerIndividual Name on File
Tax Bill$1,408 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2721-00-0-30001-024-0262

Property Details

APN / Parcel Number

Primary APN2721-00-0-30001-024-0262
Alternative APN
  • 470854452

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft
Basement Area1,356 sqft
Finished Basement1,356 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,375 sqft (0.284 acres)
Lot Dimensions125 ft deep x 99 ft wide
Garage TypeAttached
Garage Area600 sqft
DrivewayDriveway
Driveway Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area60 sqft
Deck Area501 sqft
FenceFence
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address817 14TH ST
CityELBA
StateNE
Zip68835-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE FAMILY
Legal DescriptionLOT 8 & E1/2 OF LOT 7, EXC N7' BLOCK 24 ELBA VILLAGE
Legal Block24
Legal Lot Number8,7
JurisdictionHOWARD NE
Township / Civil DivisionELBA
Census Block Group1
Census Block1090
Census Tract970600

Owner

817 14th St is owned by an individual who acquired it in February 2005.

Source: Howard County records, as of March 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 126, ELBA, NE 68835-0126
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OMAHA
May 7, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2005
Deed SaleFeb 3, 2005
Deed Document Number0000005359
Deed Book / Page5 / 359
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD NE
Property Address817 14TH ST, ELBA, NE 68835-2003
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21/2251
DateApr 15, 2021
Book Page21/2251
Instrument2021-00522
Lender
NameFIRST NATIONAL BANK OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD NE
Property Address817 14TH ST, ELBA, NE 68835-2003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19/1845
DateMay 7, 2019
Book Page19/1845
Instrument2019-00485
Lender
NameFIRST NATIONAL BANK OMAHA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 817 14th St was $1,408.

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyHoward County
MunicipalityElba Village
Unified School DistrictElba Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,408.00$117,969 Land $3,475 Building $114,494$117,969 Land $3,475 Building $114,494
2023$1,894.00$115,507 Land $3,475 Building $112,032$115,507 Land $3,475 Building $112,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ELBA
serves 196 people · EPA ID NE3109304
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NCTC
Fiber
1,000 / 1,000

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