8169 Torres St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8169 Torres St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2015
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Dec 2011)
Tax Bill	$1,644 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-2S-26-2750-05700-0070`

Property Details

APN / Parcel Number

Primary APN	`17-2S-26-2750-05700-0070`
Alternative APN	`S262172750057000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	170 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8169 TORRES ST
City	NAVARRE
State	FL
Zip	32566-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NAVARRE 2ND ADD LOT 7 BLK 57 AS DES IN OR 3458 PG 322
Legal Range	26W
Legal Township	2S
Legal Section	17
Legal Subdivision	NAVARRE 2ND ADD
Legal Block	57
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1021
Census Tract	10825

Owner

Source: Santa Rosa County records · APN 17-2S-26-2750-05700-0070

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8169 TORRES ST, NAVARRE, FL 32566-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2011 · Amount on Record
Deed Sale	Dec 29, 2011 · Amount on Record
Prior Sale	Apr 23, 2001 · Amount on Record
Deed Document Number	201144074
Deed Book / Page	3103 / 41
Last Transfer Date	Aug 21, 2015
Transfer Doc	0034580322
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8169 TORRES ST, NAVARRE, FL 32566-9174
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8169 TORRES ST, NAVARRE, FL 32566-9174

Mortgage

Document Number	0040871742
Date	Mar 16, 2021
Book Page	4087/1742
Instrument	202117248

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,361 (+2.9%)	$267,519 (+1.57%) Land $71,400 Building $196,119
2024	$1,644.00 (+2.75%) Homeowner's exemption	$169,447 (+3%)	$263,382 (+0.09%) Land $71,400 Building $191,982
2023	$1,600.00 (+3.09%) Homeowner's exemption	$164,512 (+3%)	$263,138 (+14.36%) Land $63,000 Building $200,138
2022	$1,552.00 Homeowner's exemption	$159,720	$230,100 Land $52,500 Building $177,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 units insured incl. 26 condo units
Nearby Flood Claims	15 (1995–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.