81680 Garrett Dr, Decatur, MI 49045 Property Records

Van Buren County property record for 81680 Garrett Dr, Decatur, MI 49045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,602 sqft · built 2004
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2008)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	May 2017 Construction Loan Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`80-08-063-034-00`

Property Details

APN / Parcel Number

Primary APN	`80-08-063-034-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,602 sqft Living Area
1st Floor Area	2,570 sqft
Basement Area	2,570 sqft
Unfinished Basement	2,570 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	22,216 sqft (0.51 acres)
Lot Depth	150 ft Depth
Garage Area	2,371 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	81680 GARRETT DR
City	DECATUR
State	MI
Zip	49045-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	474-O34 17-4-14 1399-31 1419-551 1453-670 1503-612 LOT 34 OAKVIEW ESTATES. *** SPLIT ON 22 OCTOBER 2003 FROM 80-08-063-001-13
Legal Subdivision	OAKVIEW ESTATES
Legal Lot Number	34
Jurisdiction	VAN BUREN MI
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3024
Census Tract	11601

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81680 GARRETT DR, DECATUR, MI 49045-9173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2008 · Amount on Record
Deed Sale	Jun 18, 2008 · Amount on Record
Prior Sale	Oct 22, 2003 · Amount on Record
Deed Book / Page	1503 / 612
Prior Transfer Date	Aug 7, 2004
Prior Transfer Doc	1419000551
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	81680 GARRETT DR, DECATUR, MI 49045-9173
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01652/0944
Date	May 17, 2017
Book Page	1652/0944

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	81680 GARRETT DR, DECATUR, MI 49045-9173
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001703/513
Date	Jul 28, 2020
Book Page	1703/513

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Decatur Township
Unified School District	Decatur Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,400 (+5.51%)	$474,800 (+5.51%)
2025	$1,376.00 (-70.6%) Homeowner's exemption	$225,000 (+17.99%)	$450,000 (+17.99%)
2024	$4,680.00 (+22.07%)
2023		$190,700	$381,400
2020	$3,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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