8168 Stone Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 8168 Stone Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,262 sqft · built 1990
Lot Size	0.345 acres (15,029 sqft)
Owner	Individual Name on File
Last Sale	$409,900 (May 2019)
Tax Bill	$4,603 (2023)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-432431`

Property Details

APN / Parcel Number

Primary APN	`21-432431`
Alternative APN	`432431`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Total Area
1st Floor Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,029 sqft (0.345 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	432431
Street Address	8168 STONE RIDGE DR
City	FREDERICK
State	MD
Zip	21702-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 85 PLAT 5 SEC 2 15029 SQ. FT. CLOVER HILL 3
Legal Subdivision	CLOVER HILL 03 SEC 02 05
Legal Lot Number	85
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3027
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8168 Stone Ridge Dr is owned and occupied by an individual who bought it in May 2019.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	8168 STONE RIDGE DR, FREDERICK, MD 21702-9451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 14, 2019	Correction Deed OTHER
May 2, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Dec 19, 1994 · Amount on File
Deed Document Number	0012968205
Deed Book / Page	12968 / 205
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8168 STONE RIDGE DR, FREDERICK, MD 21702-9451
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8168 STONE RIDGE DR, FREDERICK, MD 21702-9451

Mortgage

Document Number	0153500206
Date	Oct 4, 2021
Book Page	15350/206

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	May 14, 2019
Property Address	8168 STONE RIDGE DR, FREDERICK, MD 21702-9451
Document Number	0129680205
Book / Page	012968 / 000205
Instrument Date	Apr 29, 2019
Record Updated	May 24, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$409.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8168 STONE RIDGE DR FREDERICK MD 217029451, FREDERICK, MD 21702-9451

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 2, 2019
Property Address	8168 STONE RIDGE DR, FREDERICK, MD 21702-9451
Document Number	0129470302
Book / Page	012947 / 000302
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8168 STONE RIDGE DR FREDERICK MD 217029451, FREDERICK, MD 21702-9451

Mortgage

Document Number	129470308
Date	May 2, 2019
Book Page	012947/000308

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,603.00 Homeowner's exemption	$385,300 Land $63,100 Building $322,200	$385,300 Land $63,100 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8168 Stone Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8168 Stone Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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