8166 Winding Oak Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 8166 Winding Oak Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1992
Lot Size	0.261 acres (11,370 sqft)
Owner	2 Individual Names on File
Last Sale	$322,500 (Sep 2026)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10-223-17-1428-0000-0410`

Property Details

APN / Parcel Number

Primary APN	`R10-223-17-1428-0000-0410`
Alternative APNs	`01208017` `1208017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,611 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,370 sqft (0.261 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	335 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01208017
Street Address	8166 WINDING OAK LN
City	SPRING HILL
State	FL
Zip	34606-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKELEY MANOR UNIT IV PHASE 2 LOT 41
Legal Range	17E
Legal Township	23S
Legal Section	10
Legal Subdivision	BERKELEY MANOR UNIT 4 PH 2
Legal Lot Number	41
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1002
Census Tract	41203

Owner

8166 Winding Oak Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Hernando County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8166 WINDING OAK LN, SPRING HILL, FL 34606-6933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Sep 11, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Document Number	202659821
Deed Book / Page	4755 / 1700
Prior Transfer Date	Dec 3, 2003
Prior Transfer Doc	1770000734
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 4, 2026
Property Address	8166 WINDING OAK LN, SPRING HILL, FL 34606-6933
Document Number	0000059821
Book / Page	4755 / 1700
Instrument Date	Aug 27, 2026
Instrument	202659821
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228,007.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8166 WINDING OAK LN, SPRING HILL, FL 34606-6933

Mortgage

Document Number	0000059822,
Date	Sep 4, 2026
Instrument	202659822

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000059823,
Date	Sep 4, 2026
Book Page	4755/1716
Instrument	202659823

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 11, 2018
Property Address	8166 WINDING OAK LN, SPRING HILL, FL 34606-6933
Document Number	0036211508
Book / Page	3621 / 1508
Map Reference	MB25 PG21
Instrument Date	Sep 6, 2018
Instrument	2018055057
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8113 SPANISH OAK DR, 8113, SPRING HILL, FL 34606-6948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8166 WINDING OAK LN, SPRING HILL, FL 34606-6933

Mortgage

Document Number	2018055058
Date	Sep 11, 2018
Instrument	2018055058

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8166 Winding Oak Ln was $4,189.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00	$209,350	$280,930 Land $45,480 Building $235,450
2023		$173,016 Land $173,016
2022	$3,347.00		$286,609 Land $45,480 Building $241,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8166 Winding Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8166 Winding Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Tillman Fiber, Verizon.

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