8166 97th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8166 97th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$337,900 (Mar 2026)
Tax Bill	$480 (2025)
Deeds & Mortgages	Mar 2026 Sale & Construction Loan Nov 2024 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`31-38-34-00004-0140-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00004-0140-00014.0`
Alternative APN	`30069`

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Interior

Location & Zoning

Street Address	8166 97TH CT
City	VERO BEACH
State	FL
Zip	32967-2815
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT E BLK N LOT 14 PBI 5-51
Legal Range	38E
Legal Township	31S
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT E
Legal Block	N
Legal Lot Number	14
Legal Unit	E
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1049
Census Tract	50903

Owner

Source: Indian River County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8166 97TH CT, VERO BEACH, FL 32967-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Special Warranty Deed, Construction Loan · Construction Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 6, 2024	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
May 1, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Jul 31, 2025 · Amount on Record
Deed Document Number	202612889
Deed Book / Page	3846 / 447
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	0000038124
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 19, 2026
Property Address	8166 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0038460447
Book / Page	3846 / 447
Map Reference	MB 5 PG 51
Instrument Date	Feb 10, 2026
Instrument	3120260012889
Transaction Type	Construction Loan
Record Updated	Apr 1, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8166 97TH CT, VERO BEACH, FL 32967-2815

Mortgage

Document Number	0003846448
Date	Mar 19, 2026
Instrument	3846/448

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 6, 2024
Property Address	8166 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0037351666
Book / Page	3735 / 1666
Map Reference	MB 5 PG 51
Instrument Date	Nov 4, 2024
Instrument	3120240053133
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$318.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27950 SW 140TH AVE, HOMESTEAD, FL 33032-8428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384
Investor	Possibly a Property Investor

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 1, 2023
Property Address	8166 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0036170906
Book / Page	3617 / 906
Map Reference	MB 5 PG 51
Instrument Date	Apr 19, 2023
Instrument	3120230021183
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$220.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2364 BAY VILLAGE CT, WEST PALM BEACH, FL 33410-2588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27950 SW 140TH AVE, HOMESTEAD, FL 33032-8428

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 24, 2022
Property Address	8166 97TH CT, VERO BEACH, FL 32967-2815
Document Number	0035240273
Book / Page	3524 / 273
Map Reference	MB 5 PG 51
Instrument Date	Feb 23, 2022
Instrument	3120220018766
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 OAKWOOD DR, CINNAMINSON, NJ 08077-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2364 BAY VILLAGE CT, WEST PALM BEACH, FL 33410-2588

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+20.6%)	$30,281 (+21.79%) Land $30,281	$30,281 (+21.79%) Land $30,281
2023	$398.00 (+64.46%)	$24,863 (+21.88%) Land $24,863	$24,863 (+21.88%) Land $24,863
2022	$242.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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