8166 97th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8166 97th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2021
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Jun 2021)
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-38-34-00004-0110-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00004-0110-00014.0`
Alternative APN	`136718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,560 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	136718
Street Address	8166 97TH AVE
City	VERO BEACH
State	FL
Zip	32967-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT E BLK K LOT 14 PBI 5-51
Legal Range	38
Legal Township	31
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT E
Legal Block	K
Legal Lot Number	14
Legal Unit	E
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1050
Census Tract	50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8166 97TH AVE, VERO BEACH, FL 32967-3871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	3120210041784
Deed Book / Page	3431 / 1343
Record Updated	Jun 8, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 9, 2021
Property Address	8166 97TH AVE, VERO BEACH, FL 32967-3871
Document Number	0034311343
Book / Page	3431 / 1343
Map Reference	MB 5 PG 51
Instrument Date	May 27, 2021
Instrument	3120210041784
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2023
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8166 97TH AVE, VERO BEACH, FL 32967-3871

Mortgage

Document Number	0034311344
Date	Jun 9, 2021
Instrument	3431/1344

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,207.00 (+15.44%)	$236,598 (+5.99%)	$251,335 (+2.91%) Land $30,281 Building $221,054
2023	$2,778.00 (+5.19%)	$223,233 (+4.97%)	$244,231 (+14.85%) Land $24,863 Building $219,368
2022	$2,641.00	$212,658 Land $20,400 Building $192,258	$212,658 Land $20,400 Building $192,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250