8165 Open Gate Ln, Afton, VA 22920 Property Records

Albemarle County property record for 8165 Open Gate Ln, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1955
Lot Size	5.02 acres (219,063 sqft)
Owner	Individual Name on File
Last Sale	$533,000 (Nov 2025)
Tax Bill	$4,740 (2026)
Deeds & Mortgages	Nov 2025 Sale Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08400-00-00-028A0`

Property Details

APN / Parcel Number

Primary APN	`08400-00-00-028A0`
Alternative APN	`35189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,747 sqft Finished Area
Basement Area	968 sqft
Unfinished Basement	968 sqft
Flooring	Tile

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	219,063 sqft (5.02 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	643 sqft
Deck Area	152 sqft
Patio Area	117 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	8165 OPEN GATE LN
City	AFTON
State	VA
Zip	22920-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	ROGER W RAY & ASSOC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2045
Census Tract	11201

Owner

8165 Open Gate Ln is owned by an individual who bought it in November 2025.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	7110 CANNONADE CT, PROSPECT, KY 40059-9332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Jul 15, 2021	Gift Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jun 8, 2021	Deed, Transfer · Conventional Mortgage MEMBER OPTIONS LLC
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	202510981
Prior Transfer Date	Jul 12, 2021
Prior Transfer Doc	005575/635
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 19, 2025
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Document Number	202500010981
Instrument Date	Nov 12, 2025
Instrument	202500010981
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$266.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7110 CANNONADE CT, PROSPECT, KY 40059-9332

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010662
Date	Sep 7, 2022
Instrument	202200010662

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 15, 2021
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Document Number	005575/635
Book / Page	5575 / 635
Instrument Date	Jul 12, 2021
Instrument	2021-00012436
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8165 OPEN GATE LN, AFTON, VA 22920-1755

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 8, 2021
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Document Number	005553/499
Book / Page	5553 / 499
Map Reference	MB 3258 PG 183
Instrument Date	Jun 1, 2021
Instrument	2021-00010091
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8165 OPEN GATE LN, AFTON, VA 22920-1755

Mortgage

Document Number	202100010092
Date	Jun 8, 2021
Instrument	2021-00010092

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Document Number	0000001792
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8165 OPEN GATE LN AFTON VA 229201755, AFTON, VA 22920-1755

Mortgage

Document Number	0000001792
Date	Feb 18, 2020
Book Page	005277/000699
Instrument	1792

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	8165 OPEN GATE LN, AFTON, VA 22920-1755
Document Number	0000004010
Book / Page	004895 / 000304
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8165 OPEN GATE LN AFTON VA 229201755, AFTON, VA 22920-1755

Mortgage

Document Number	0000004010
Date	Apr 11, 2017
Book Page	004895/000304
Instrument	4010

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8165 Open Gate Ln was $4,740, up 9.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,740.00 (+9.47%)	$530,200 (+9.45%) Land $155,100 Building $375,100	$530,200 (+9.45%) Land $155,100 Building $375,100
2025	$4,330.00	$484,400 Land $140,200 Building $344,200	$484,400 Land $140,200 Building $344,200
2023	$3,598.00	$397,700 Land $126,900 Building $270,800	$397,700 Land $126,900 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8165 Open Gate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8165 Open Gate Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Open Gate Ln

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