8161 E Bay Rd, Wolcott, NY 14590 Property Records

Wayne County and Huron Town property record for 8161 E Bay Rd, Wolcott, NY 14590

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 1,200 sqft · built 1959
Lot Size	0.36 acres (15,663 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Apr 2021)
Tax Bill	$5,429 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2020 Refinance + 2 more
APN	`0427-03`

Property Details

APN / Parcel Number

Primary APN	`0427-03`
Alternative APNs	`260007312000195850050000` `542600 73120-19-585005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,663 sqft (0.36 acres)
Lot Dimensions	330 ft deep x 60 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	880 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0427-03
Street Address	8161 E BAY RD
City	WOLCOTT
State	NY
Zip	14590-9342
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R
Legal Description	60 WF X 330 41120-19-549005
Legal Block	19
Legal Lot Number	585.005
Jurisdiction	WAYNE NY
Township / Civil Division	HURON
Census Block Group	1
Census Block	1006
Census Tract	21501

Owner

Source: Wayne County and Huron Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8161 E BAY RD, WOLCOTT, NY 14590-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage SAVINGS BANK
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Nov 24, 2008 · Amount on Record
Deed Document Number	20219231205
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Recording Date	Jun 9, 2026
Property Address	8161 E BAY RD, WOLCOTT, NY 14590-9342
Document Number	0009352524
Instrument Date	May 29, 2026
Instrument	20269352524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8161 E BAY RD, WOLCOTT, NY 14590-9342

Mortgage

Document Number	0009352524,
Date	Jun 9, 2026
Instrument	20269352524

Lender

Name	SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.64%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	8161 E BAY RD, WOLCOTT, NY 14590-9342
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9219573
Date	Apr 2, 2020
Instrument	R9219573

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	8161 E BAY RD, WOLCOTT, NY 14590-9342
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9219574
Date	Apr 2, 2020
Instrument	R9219574

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Apr 13, 2021
Property Address	8161 E BAY RD, WOLCOTT, NY 14590-9342
Document Number	00R9231205
Instrument Date	Apr 8, 2021
Instrument	R9231205
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 E BRUTUS ST, WEEDSPORT, NY 13166-8719

Mortgage

Document Number	00R9231206
Date	Apr 13, 2021
Instrument	R9231206

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County and Huron Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Huron Town
Unified School District	North Rose-Wolcott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,429.00	$180,000 (-) Land $32,400 Building $147,600	$310,300 (+34.46%) Land $55,854 Building $254,446
2023		$180,000 Land $32,400 Building $147,600	$230,769 Land $41,538 Building $189,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2017–2019)
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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